Clay County property record for 248 Summit Dr, Hayesville, NC 28904
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 4,531 sqft · built 1998 |
| Lot Size | 10.8 acres (473,933 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $520,000 (Jun 2019) |
| Tax Bill | $2,520 (2026) |
| Deeds & Mortgages | Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 557100409773 |
| Primary APN | 557100409773 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,531 sqft Heated Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 473,933 sqft (10.8 acres) |
| Account Number | 617526000 |
|---|---|
| Street Address | 248 SUMMIT DR |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-6376 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 REV DOUBLE KNOBS |
| Legal Subdivision | DOUBLE KNOBS |
| Legal Lot Number | 11 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | TUSQUITTEE |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 950102 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 248 SUMMIT DR, HAYESVILLE, NC 28904-6376 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2019 · Amount on Record |
| Deed Sale | Jun 21, 2019 · Amount on Record |
| Deed Document Number | 20191327 |
| Deed Book / Page | 430 / 231 |
| Prior Transfer Date | Apr 16, 2009 |
| Prior Transfer Doc | 340/025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Jun 21, 2019 |
| Property Address | 248 SUMMIT DR, HAYESVILLE, NC 28904-6376 |
| Document Number | 430/0231 |
| Book / Page | 430 / 0231 |
| Map Reference | CAB 4 SL 292 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 2019001327 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,040.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 248 SUMMIT DR, 248, HAYESVILLE, NC 28904-6376 |
| Name | Verified Name |
|---|---|
| Address | 1B WAKEFIELD CT, MECHANICVILLE, NY 12118-3405 |
| Document Number | 2019001328 |
|---|---|
| Date | Jun 21, 2019 |
| Instrument | 2019001328 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,520.00 (+5.79%) | $780,700 (+60.77%) Land $148,800 Building $631,900 | $780,700 (+60.77%) Land $148,800 Building $631,900 |
| 2025 | $2,382.00 (+6.67%) | $485,600 (-) Land $173,500 Building $312,100 | $485,600 (-) Land $173,500 Building $312,100 |
| 2023 | $2,233.00 | $485,600 Land $173,500 Building $312,100 | $485,600 Land $173,500 Building $312,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 11 (2013–2025) |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 93% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| RiverStreet Networks Fixed Wireless | 25 / 3 |
May also be available: Blue Ridge Mountain EMC, Frontier, Verizon.
5G (outdoors only) and 4G LTE
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