207 Summit Dr, Hayesville, NC 28904 Property Records

Clay County property record for 207 Summit Dr, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,285 sqft · built 2005
Lot Size	12 acres (522,720 sqft)
Owner	Trust Name on Record
Tax Bill	$2,273 (2026)
Deeds & Mortgages	Nov 2021 Transfer Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`557100504938`

Property Details

APN / Parcel Number

Primary APN	`557100504938`
Alternative APN	`620462000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	2,285 sqft Heated Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	522,720 sqft (12 acres)

Location & Zoning

Account Number	620462000
Street Address	207 SUMMIT DR
City	HAYESVILLE
State	NC
Zip	28904-6376
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 & LOT 10B DOUBLE KNOBS
Legal Subdivision	DOUBLE KNOBS SUBDIVISION
Legal Lot Number	13,10B
Jurisdiction	CLAY NC
Township / Civil Division	TUSQUITTEE
Census Block Group	1
Census Block	1043
Census Tract	950102

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	4 SPRINGFIELD PL, SAVANNAH, GA 31411-2132
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Intrafamily Transfer, Transfer
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 3, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 18, 2021
Transfer Doc	000455/168
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY NC
Recording Date	Nov 29, 2021
Property Address	207 SUMMIT DR, HAYESVILLE, NC 28904-6376
Document Number	000459/171
Book / Page	459 / 171
Instrument Date	Nov 12, 2021
Instrument	2021003888
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4 SPRINGFIELD PL, SAVANNAH, GA 31411-2132
Investor	Possibly a Property Investor

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	207 SUMMIT DR, HAYESVILLE, NC 28904-6376
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D16/29
Date	Aug 27, 2021
Book Page	D16/29
Instrument	2021002832

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY NC
Recording Date	Aug 3, 2021
Property Address	207 SUMMIT DR, HAYESVILLE, NC 28904-6376
Document Number	455/168
Book / Page	455 / 168
Instrument Date	Jun 18, 2021
Instrument	2021002593
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SPRING ST, SAVANNAH, GA 31408-3528

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,273.00	$701,100 (+44.71%) Land $185,000 Building $516,100	$701,100 (+44.71%) Land $185,000 Building $516,100
2025		$484,500 (-) Land $212,500 Building $272,000	$484,500 (-) Land $212,500 Building $272,000
2023		$484,500 Land $212,500 Building $272,000	$484,500 Land $212,500 Building $272,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	11 (2013–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 94% of North Carolina
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: Blue Ridge Mountain EMC, Frontier, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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