248 Spruce St, Elyria, OH 44035 Property Records

Lorain County property record for 248 Spruce St, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1955
Square Footage	1,040 sqft Living Area
Lot Size	6,534 sqft (0.15 acres)
Occupancy	Owner Occupied
Last Sale	$72,000 (2008)
Tax Bill	$2,004.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-24-026-112-008`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,040 sqft Living Area
1st Floor	520 sqft 1st Floor
2nd Floor	520 sqft 2nd Floor
Stories	2 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1955
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	6,534 sqft (0.15 acres)
Depth X Width	165 ft x 40 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	308 sqft Garage
Porch	Enclosed Porch
Porch Area	216 sqft Porch

Utilities and HVAC

Heating System	HVAC Heating

Location & Zoning

Street Address	248 SPRUCE ST
City	ELYRIA
State	OH
Zip	44035-3245
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	KAISER BROS 40 X 165
Legal Subdivision	KAISER BROTHERS SUBDIVISION
Legal Tract	24
Legal Block	112
Legal Lot Number	33
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	3
Census Block	3004
Census Tract	70500

Owner

Source: Lorain County records · APN 06-24-026-112-008

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	248 SPRUCE ST, ELYRIA, OH 44035-3245
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 12, 2008 · Amount on Record
Deed Sale	Jun 12, 2008 · Amount on Record
Prior Sale	Jun 12, 2008 · Amount on Record
Deed Doc Number	0000257191
Last Transfer Date	Dec 30, 2020
Transfer Doc	0000795956
Record Refreshed	Jun 08, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 30, 2020
Property Address	248 SPRUCE ST, ELYRIA, OH 44035-3245
Document Number	0000795956
Instrument Date	Dec 23, 2020
Instrument	795956
Transaction Type	Transfer
Record Updated	Jan 29, 2021
Title Company	ERIEVIEW TITLE AGENCY LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 SPRUCE ST ELYRIA OH 440353245, ELYRIA, OH 44035-3245

Mortgage

Document Number	795957
Date	Dec 30, 2020
Instrument	795957

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2050

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,004.00	$40,540 (+0.02%) Land $6,620 Building $33,920	$115,800 (-) Land $18,900 Building $96,900
2024	$2,004.00 (+34.05%)	$40,530 (+51.35%) Land $6,615 Building $33,915	$115,800 (+51.35%) Land $18,900 Building $96,900
2023	$1,495.00 (+0.34%)	$26,779 (%) Land $7,133 Building $19,646	$76,510 (-) Land $20,380 Building $56,130
2022	$1,490.00	$26,780 Land $7,130 Building $19,650
2021			$76,510 Land $20,380 Building $56,130

Flood & Wildfire

248 Spruce St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.