246 Spruce St, Elyria, OH 44035 Property Records

Lorain County property record for 246 Spruce St, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1955
Square Footage1,332 sqft Living Area
Lot Size6,534 sqft (0.15 acres)
GarageDetached, 264 sqft
Last Sale$22,100 (2017)
Tax Bill$1,795.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-24-026-112-009

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,332 sqft Living Area
1st Floor756 sqft 1st Floor
2nd Floor576 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1955
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Lot Area6,534 sqft (0.15 acres)
Depth X Width165 ft x 40 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area264 sqft Garage
PorchEnclosed Porch
Porch Area184 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address246 SPRUCE ST
CityELYRIA
StateOH
Zip44035-3245
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionKAISER BROS 40 X 165
Legal SubdivisionKAISER BROTHERS SUBDIVISION
Legal Tract24
Legal Block112
Legal Lot Number34
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup3
Census Block3004
Census Tract70500

Owner

Source: Lorain County records · APN 06-24-026-112-009

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address574 WALNUT ST, ELYRIA, OH 44035-3351
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2025Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN HERITAGE LENDING INC
Oct 20, 2017Grant Deed, Transfer
ATTORNEY ONLY
Jul 26, 2017Grant Deed, Transfer
SERVICELINK
Mar 03, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 20, 2017 · Amount on Record
Deed SaleOct 20, 2017 · Amount on Record
Prior SaleJul 26, 2017 · Amount on Record
Deed Doc Number2017006000
Record RefreshedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address246 SPRUCE ST, ELYRIA, OH 44035-3245
Transaction TypeMortgage
Record UpdatedOct 08, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000069510
DateSep 29, 2025
Instrument2025-0069510
Lender
NameAMERICAN HERITAGE LENDING INC
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLORAIN OH
Recording DateOct 20, 2017
Property Address246 SPRUCE ST, ELYRIA, OH 44035-3245
Document Number0000648718
Instrument DateOct 18, 2017
Instrument648718
Transaction TypeTransfer
Record UpdatedDec 06, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$88.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address574 WALNUT ST ELYRIA OH 440353351, ELYRIA, OH 44035-3351

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLORAIN OH
Recording DateJul 26, 2017
Property Address246 SPRUCE ST, ELYRIA, OH 44035-3245
Document Number0000638168
Instrument DateJul 13, 2017
Instrument638168
Transaction TypeTransfer
Record UpdatedAug 07, 2017
Title CompanySERVICELINK

Transaction

AmountAmount Recorded
Tax$54.00
Additional
  • Notice of Foreclosure Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address333 WESTCHESTER AVE #2100 WHITE PLAINS NY 106042911, 2100, WHITE PLAINS, NY 10604-2911
InvestorPossibly a Property Investor

March 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionLORAIN OH
Recording DateMar 03, 2017
Property Address246 SPRUCE ST, ELYRIA, OH 44035-3245
Document Number0000620963
Instrument DateFeb 13, 2017
Instrument620963
Transaction TypeForeclosure
Record UpdatedJun 01, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$96.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address246 SPRUCE ST ELYRIA OH 440353245, ELYRIA, OH 44035-3245

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,795.00 (+21.53%)$36,320 (+37.26%) Land $6,620 Building $29,700$103,760 (+37.25%) Land $18,900 Building $84,860
2023$1,477.00 (+0.34%)$26,460 (-) Land $7,133 Building $19,327$75,600 (-) Land $20,380 Building $55,220
2022$1,472.00$26,460 Land $7,130 Building $19,330
2021$75,600 Land $20,380 Building $55,220

Flood & Wildfire

246 Spruce St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Spruce St

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