Madison County property record for 248 Shadowbrooke, Troy, IL 62294
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,738 sqft · built 2006 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $224,000 (Feb 2007) |
| Tax Bill | $8,333 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2023 Line of Credit + 4 more |
| APN | 09-2-22-16-12-204-043 |
| Primary APN | 09-2-22-16-12-204-043 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,738 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 140 ft deep x 80 ft wide |
| Garage Type | Attached |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 248 SHADOWBROOKE |
|---|---|
| City | TROY |
| State | IL |
| Zip | 62294-3619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7TH ADD TO MEADOWBROOKE LOT 308 80 X 140 |
| Legal Subdivision | SEVENTH ADDN |
| Legal Lot Number | 308 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | JARVIS |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 403532 |
Source: Madison County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 248 SHADOWBROOKE, TROY, IL 62294-3619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TOGETHER CU |
| Sep 28, 2023 | Deed of Trust, Mortgage · Line of Credit TOGETHER CU |
| Apr 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TOGETHER CU |
| Jan 6, 2020 | Deed of Trust, Mortgage · FHA Mortgage GOLDEN OAK LNDG |
| Jan 13, 2020 | Quit Claim Deed, Transfer · FHA Mortgage GOLDEN OAK LNDG |
| Jun 15, 2017 | Deed of Trust, Mortgage · FHA Mortgage VINSON MTG SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2007 · Amount on Record |
| Deed Sale | Feb 5, 2007 · Amount on Record |
| Prior Sale | Aug 11, 2006 · Amount on Record |
| Deed Document Number | 20076151 |
| Last Transfer Date | Oct 10, 2024 |
| Transfer Doc | 0000029488 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Jun 8, 2026 |
| Property Address | 248 SHADOWBROOKE, TROY, IL 62294-3619 |
| Document Number | 0000016306 |
| Instrument Date | May 22, 2026 |
| Instrument | 202616306 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 248 SHADOWBROOKE, TROY, IL 62294-3619 |
| Document Number | 0000016306, |
|---|---|
| Date | Jun 8, 2026 |
| Instrument | 202616306 |
| Name | TOGETHER CU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | May 30, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 9.75% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 248 SHADOWBROOKE, TROY, IL 62294-3619 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000025970 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 2023R25970 |
| Name | TOGETHER CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 30, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 248 SHADOWBROOKE, TROY, IL 62294-3619 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000015056 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 2021R15056 |
| Name | TOGETHER CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 248 SHADOWBROOKE, TROY, IL 62294-3619 |
| Document Number | 0000001254 |
| Instrument Date | Jan 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 248 SHADOWBROOKE TROY IL 622943619, TROY, IL 62294-3619 |
| Document Number | 0000001254 |
|---|---|
| Date | Jan 13, 2020 |
| Instrument | 1254 |
| Name | GOLDEN OAK LNDG |
|---|---|
| Address | SAINT LOUIS, MO 63146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 12, 2050 |
| Rate | 3.25% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Jan 13, 2020 |
| Property Address | 248 SHADOWBROOKE, TROY, IL 62294-3619 |
| Document Number | 0000001253 |
| Instrument Date | Jan 6, 2020 |
| Instrument | 1253 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 248 SHADOWBROOKE TROY IL 622943619, TROY, IL 62294-3619 |
| Document Number | 1254 |
|---|---|
| Date | Jan 13, 2020 |
| Instrument | 1254 |
| Name | GOLDEN OAK LNDG |
|---|---|
| Address | SAINT LOUIS, MO 63146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 12, 2050 |
| Rate | 3.25% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 248 SHADOWBROOKE, TROY, IL 62294-3619 |
| Document Number | 0000020401 |
| Instrument Date | Jun 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 248 SHADOWBROOKE TROY IL 622943619, TROY, IL 62294-3619 |
| Document Number | 0000020401 |
|---|---|
| Date | Jun 20, 2017 |
| Instrument | 20401 |
| Name | VINSON MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | ST LOUIS, MO 63131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 19, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Jarvis Township |
| Municipality | Troy City |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,333.00 (+12.71%) Homeowner's exemption | $126,450 (+13.07%) Land $22,360 Building $104,090 | $379,350 (+13.07%) Land $67,080 Building $312,270 |
| 2024 | $7,393.00 (+13.11%) | $111,830 (+19.62%) Land $20,850 Building $90,980 | $335,490 (+19.5%) Land $62,550 Building $272,940 |
| 2022 | $6,536.00 | $93,490 Land $17,430 Building $76,060 | $280,750 Land $52,342 Building $228,408 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2008–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 16,962 people · EPA ID IL1191000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Copper | 1.69 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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