Madison County property record for 245 Shadowbrooke, Troy, IL 62294
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,597 sqft · built 2010 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,000 (Mar 2010) |
| Tax Bill | $7,778 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Feb 2017 Mortgage + 3 more |
| APN | 09-2-22-16-12-204-048 |
| Primary APN | 09-2-22-16-12-204-048 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,597 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 140 ft deep x 80 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 245 SHADOWBROOKE |
|---|---|
| City | TROY |
| State | IL |
| Zip | 62294-3631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7TH ADD TO MEADOWBROOKE LOT 331 80 X 140 |
| Legal Subdivision | SEVENTH ADDN |
| Legal Lot Number | 331 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | JARVIS |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 403532 |
Source: Madison County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 245 SHADOWBROOKE, TROY, IL 62294-3631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2024 | Deed of Trust, Mortgage · Line of Credit FCB BANKS |
| Feb 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP |
| Apr 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS |
| Jan 3, 2020 | Deed of Trust, Mortgage · VA Mortgage LEADER ONE FINANCIAL CORP |
| Sep 11, 2020 | Deed of Trust, Mortgage · VA Mortgage LEADER ONE FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2010 · Amount on Record |
| Deed Sale | Mar 22, 2010 · Amount on Record |
| Prior Sale | Jun 2, 2009 · Amount on Record |
| Deed Document Number | 201010548 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 245 SHADOWBROOKE, TROY, IL 62294-3631 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000009494 |
|---|---|
| Date | Apr 15, 2024 |
| Instrument | 2024R09494 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 15, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 245 SHADOWBROOKE, TROY, IL 62294-3631 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006437 |
|---|---|
| Date | Feb 23, 2017 |
| Instrument | 2017R06437 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | OVERLAND PARK, KS 66210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 1, 2042 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 245 SHADOWBROOKE, TROY, IL 62294-3631 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ABSTRACTS & TITLES |
| Name | Verified Name |
|---|
| Document Number | 0000012821 |
|---|---|
| Date | Apr 30, 2018 |
| Instrument | 2018R12821 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 15, 2033 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 245 SHADOWBROOKE, TROY, IL 62294-3631 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOUTHERN ILLINOIS REAL ESTAT |
| Name | Verified Name |
|---|
| Document Number | 0000000222 |
|---|---|
| Date | Jan 3, 2020 |
| Instrument | 2020R00222 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2045 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 245 SHADOWBROOKE, TROY, IL 62294-3631 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOUTHERN ILLINOIS REAL ESTAT |
| Name | Verified Name |
|---|
| Document Number | 0000032109 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | 2020R32109 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 1, 2045 |
| Rate Type | Fixed Rate |
|---|
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Jarvis Township |
| Municipality | Troy City |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,778.00 (+10.86%) | $123,420 (+38.72%) Land $22,360 Building $101,060 | $370,260 (+38.58%) Land $67,080 Building $303,180 |
| 2024 | $7,016.00 (+20.45%) | ||
| 2022 | $5,825.00 | $88,970 Land $17,430 Building $71,540 | $267,177 Land $52,342 Building $214,835 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2008–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 16,962 people · EPA ID IL1191000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Copper | 1.69 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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