248 S Main St, Warsaw, NY 14569 Property Records

Wyoming County and Warsaw Town property record for 248 S Main St, Warsaw, NY 14569

Property Summary

Property Type	Duplex
Details	2 bd · 1.5 ba · 3,058 sqft · built 1900
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$242,500 (May 2026)
Tax Bill	$6,086 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Jan 2022 Refinance + 1 more
APN	`564801 85.12-1-28`

Property Details

APN / Parcel Number

Primary APN	`564801 85.12-1-28`
Alternative APN	`480108501200010280000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,058 sqft Total Area
1st Floor Area	2,000 sqft
2nd Floor Area	1,058 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1960
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	148 ft deep x 62 ft wide
Porch	Slab
Porch Area	170 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	248 S MAIN ST
City	WARSAW
State	NY
Zip	14569-1510
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	06 - INDUS
Legal Description	LOT 28 TOWN 9 RANGE 1 ALLEN FARGO SUB BOOK 1 PA LOT 2 BK 6
Legal Block	1
Legal Lot Number	28.000
Jurisdiction	WYOMING NY
Township / Civil Division	WARSAW
Census Block Group	3
Census Block	3021
Census Tract	970500

Owner

248 S Main St, a duplex, is owned by an individual who bought it in May 2026.

Source: Wyoming County and Warsaw Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	8665 READ RD, EAST PEMBROKE, NY 14056-9203
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTY MORTGAGE INC
Jan 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance TOMPKINS COMMUNITY BANK
Apr 25, 2019	Grant Deed, Transfer · Conventional Mortgage BANK OF CASTILE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2026 · Amount on File
Deed Sale	May 12, 2026 · Amount on File
Prior Sale	Apr 25, 2019 · Amount on File
Deed Document Number	20261296
Deed Book / Page	840 / 89
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WYOMING NY
Recording Date	May 12, 2026
Property Address	248 S MAIN ST, WARSAW, NY 14569-1510
Document Number	0000001296
Book / Page	840 / 89
Instrument Date	Mar 27, 2026
Instrument	20261296
Transaction Type	Transfer
Record Updated	Jun 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8665 READ RD, EAST PEMBROKE, NY 14056-9203
Investor	Possibly a Property Investor

Mortgage

Document Number	0010600798,
Date	May 12, 2026
Book Page	1060/798
Instrument	20261297

Lender

Name	CROSSCOUNTY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.37%
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WYOMING NY
Property Address	248 S MAIN ST, WARSAW, NY 14569-1510
Transaction Type	Mortgage
Record Updated	Mar 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010000612
Date	Jan 25, 2022
Book Page	1000/612
Instrument	343

Lender

Name	TOMPKINS COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WYOMING NY
Recording Date	Apr 25, 2019
Property Address	248 S MAIN ST, WARSAW, NY 14569-1510
Document Number	0000001187
Book / Page	000790 / 000904
Instrument Date	Apr 24, 2019
Instrument	1187
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$274.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4036 W MAIN STREET RD BATAVIA NY 140201216, BATAVIA, NY 14020-1216

Mortgage

Document Number	1188
Date	Apr 25, 2019
Book Page	000952/000287
Instrument	1188

Lender

Name	BANK OF CASTILE
Type	Bank
Address	PERRY, NY 14530

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 248 S Main St was $6,086, up 0.6% from the year before.

Source: Wyoming County and Warsaw Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	Wyoming County
County Subdivision	Warsaw Town
Municipality	Warsaw Village
Unified School District	Warsaw Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,086.00 (+0.61%)
2025	$6,049.00	$155,800 Land $15,000 Building $140,800	$155,800 Land $15,000 Building $140,800
2023		$129,900 (-) Land $15,000 Building $114,900	$133,900 (+3.08%) Land $15,462 Building $118,438
2022	$3,686.00	$129,900 Land $15,000 Building $114,900	$129,900 Land $15,000 Building $114,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 248 S Main St; there have been 3 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	3 (1994–2000)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 248 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARSAW VILLAGE serves 3,850 people · EPA ID NY6000618
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100

May also be available: Verizon.

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