245 S Main St, Warsaw, NY 14569 Property Records

Wyoming County and Warsaw Town property record for 245 S Main St, Warsaw, NY 14569

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,551 sqft · built 1850
Lot Size	0.105 acres (4,600 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Jun 2023)
Tax Bill	$3,896 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jan 2020 Mortgage + 1 more
APN	`564801 85.11-3-75`

Property Details

APN / Parcel Number

Primary APN	`564801 85.11-3-75`
Alternative APN	`480108501100030750000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,551 sqft Living Area
1st Floor Area	1,256 sqft
Upper Floors Area	295 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Traditional
Exterior Material	Composition/Composite
Foundation Type	Raised
Lot Area	4,600 sqft (0.105 acres)
Lot Dimensions	50 ft deep x 92 ft wide
Porch	Slab
Porch Area	155 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	245 S MAIN ST
City	WARSAW
State	NY
Zip	14569-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	LOT 36 TOWN 9 RANGE 1
Legal Block	3
Legal Lot Number	75.000
Jurisdiction	WYOMING NY
Township / Civil Division	WARSAW
Census Block Group	4
Census Block	4010
Census Tract	970500

Owner

245 S Main St is owned and occupied by an individual who bought it in June 2023.

Source: Wyoming County and Warsaw Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	245 S MAIN ST, WARSAW, NY 14569-1509
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE
Jan 16, 2020	Deed of Trust, Mortgage FIVE STAR BK
Feb 9, 2018	Deed of Trust, Mortgage · Line of Credit FIVE STAR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2023 · Amount on File
Deed Sale	Jun 27, 2023 · Amount on File
Prior Sale	Feb 21, 2020 · Amount on File
Deed Document Number	20231816
Deed Book / Page	817 / 664
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WYOMING NY
Recording Date	Jun 27, 2023
Property Address	245 S MAIN ST, WARSAW, NY 14569-1509
Document Number	0008170664
Book / Page	817 / 664
Instrument Date	Jun 27, 2023
Instrument	1816
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 S MAIN ST, WARSAW, NY 14569-1509

Mortgage

Document Number	0000001817
Date	Jun 27, 2023
Instrument	1817

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WYOMING NY
Property Address	245 S MAIN ST, WARSAW, NY 14569-1509
Document Number	0000000275
Instrument Date	Jan 16, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 S MAIN ST WARSAW NY 145691509, WARSAW, NY 14569-1509

Mortgage

Document Number	0000000275
Date	Jan 27, 2020
Book Page	000963/000877
Instrument	275

Lender

Name	FIVE STAR BK
Type	Bank
Address	WARSAW, NY 14569

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 26, 2035

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WYOMING NY
Property Address	245 S MAIN ST, WARSAW, NY 14569-1509
Document Number	0000000583
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Mar 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 S MAIN ST WARSAW NY 145691509, WARSAW, NY 14569-1509

Mortgage

Document Number	0000000583
Date	Feb 22, 2018
Book Page	000936/000165
Instrument	583

Lender

Name	FIVE STAR BK
Type	Bank
Address	WARSAW, NY 14569

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 245 S Main St was $3,896, down 1.8% from the year before.

Source: Wyoming County and Warsaw Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	Wyoming County
County Subdivision	Warsaw Town
Municipality	Warsaw Village
Unified School District	Warsaw Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,896.00 (-1.81%)
2025	$3,968.00	$99,700 Land $4,800 Building $94,900	$99,700 Land $4,800 Building $94,900
2023		$90,600 (-) Land $4,700 Building $85,900	$93,400 (+3.09%) Land $4,845 Building $88,555
2022	$2,461.00	$90,600 Land $4,700 Building $85,900	$90,600 Land $4,700 Building $85,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 245 S Main St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARSAW VILLAGE serves 3,850 people · EPA ID NY6000618
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100

May also be available: Verizon.

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