248 Middlesex Ave, Chester, CT 06412 Property Records

Chester Town property record for 248 Middlesex Ave, Chester, CT 06412

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,862 sqft · built 2007
Lot Size	5.07 acres (220,849 sqft)
Owner	2 Individual Names on File
Last Sale	$1,025,000 (Jun 2024)
Tax Bill	$18,073 (2025)
Deeds & Mortgages	Jun 2024 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CHES M:4 B:38`

Property Details

APN / Parcel Number

Primary APN	`CHES M:4 B:38`
Alternative APNs	`CSTR M:4 B:38` `00168200` `168200`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,862 sqft Living Area
Gross Area	7,874 sqft
Basement Area	2,960 sqft
Unfinished Basement	2,160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	220,849 sqft (5.07 acres)
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	168200
Street Address	248 MIDDLESEX AVE
City	CHESTER
State	CT
Zip	06412-1248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	38
Jurisdiction	CHESTER CT
Township / Civil Division	CHESTER
Census Block Group	3
Census Block	3003
Census Tract	600100

Owner

248 Middlesex Ave is owned by two individuals who bought it in June 2024.

Source: Chester Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	75 N MAIN ST, IVORYTON, CT 06442-1010
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage LIBERTY BANK
Aug 30, 2017	Deed, Transfer LIBERTY FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2024 · Amount on File
Deed Sale	Jun 21, 2024 · Amount on File
Prior Sale	Aug 30, 2017 · Amount on File
Deed Document Number	202420240-00000458
Deed Book / Page	185 / 62
Record Updated	Oct 29, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER CT
Recording Date	Jun 21, 2024
Property Address	248 MIDDLESEX AVE, CHESTER, CT 06412-1248
Document Number	0000185-62
Book / Page	185 / 62
Instrument Date	Jun 20, 2024
Instrument	20240-00000458
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	75 N MAIN ST, IVORYTON, CT 06442-1010

Mortgage

Document Number	0000018565
Date	Jun 21, 2024
Instrument	185/65

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTER CT
Recording Date	Aug 30, 2017
Property Address	248 MIDDLESEX AVE, CHESTER, CT 06412-1248
Document Number	169-117
Book / Page	169 / 117
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$132.52
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	1690120
Date	Aug 30, 2017
Instrument	00169/0120

Lender

Name	LIBERTY FEDERAL BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 248 Middlesex Ave was $18,073.

Source: Chester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Chester Town
Elementary School District	Chester School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,073.00	$667,380 Land $103,040 Building $564,340	$467,166 Land $72,128 Building $395,038
2024	$18,073.00 (+41.45%)
2023	$12,777.00 (+0.68%)	$430,200 (-) Land $113,910 Building $316,290
2022	$12,691.00	$430,200 Land $113,910 Building $316,290

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 248 Middlesex Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 248 Middlesex Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE only, no 5G reported

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