246 Middlesex Ave, Chester, CT 06412 Property Records

Chester Town property record for 246 Middlesex Ave, Chester, CT 06412

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,023 sqft · built 2005
Lot Size	5.57 acres (242,629 sqft)
Owner	Individual Name on Record
Last Sale	$490,000 (Nov 2018)
Tax Bill	$13,042 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CHES M:4 B:39`

Property Details

APN / Parcel Number

Primary APN	`CHES M:4 B:39`
Alternative APNs	`CSTR M:4 B:39` `00168210` `168210`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,023 sqft Living Area
Gross Area	5,313 sqft
Basement Area	1,587 sqft
Unfinished Basement	1,587 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2011
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	242,629 sqft (5.57 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace
Heating Fuel	Oil

Location & Zoning

Account Number	168210
Street Address	246 MIDDLESEX AVE
City	CHESTER
State	CT
Zip	06412-1248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	39
Jurisdiction	CHESTER CT
Township / Civil Division	CHESTER
Census Block Group	3
Census Block	3003
Census Tract	600100

Owner

Source: Chester Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	246 MIDDLESEX AVE, CHESTER, CT 06412-1248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Deed of Trust, Mortgage · Balloon Mortgage GUARANTEED RATE INC
Jul 20, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Nov 8, 2018	Warranty Deed, Transfer TORRINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2018 · Amount on Record
Deed Sale	Nov 8, 2018 · Amount on Record
Prior Sale	Aug 1, 2007 · Amount on Record
Deed Book / Page	171 / 381
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	246 MIDDLESEX AVE, CHESTER, CT 06412-1248
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	176-404
Date	Nov 16, 2020
Book Page	176/404

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	246 MIDDLESEX AVE, CHESTER, CT 06412-1248
Document Number	172-778
Instrument Date	Jul 20, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 MIDDLESEX AVE CHESTER CT 064121248, CHESTER, CT 06412-1248

Mortgage

Document Number	172-778
Date	Jul 30, 2019
Book Page	000172/000778

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2049

Interest

Rate Type	Adjustable Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER CT
Recording Date	Nov 8, 2018
Property Address	246 MIDDLESEX AVE, CHESTER, CT 06412-1248
Document Number	171-381
Book / Page	171 / 381
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108.58
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1710383
Date	Nov 8, 2018
Instrument	00171/0383

Lender

Name	TORRINGTON SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2048

Tax Assessment & Valuation

Source: Chester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Chester Town
Elementary School District	Chester School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,042.00	$481,600 (+33.06%) Land $106,610 Building $374,990	$337,120 Land $74,627 Building $262,493
2024	$13,042.00 (+21.32%)
2023	$10,750.00 (+0.67%)	$361,950 (-) Land $101,780 Building $260,170
2022	$10,678.00	$361,950 Land $101,780 Building $260,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Frontier.

Cell Coverage

4G LTE only, no 5G reported

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