Bedford County property record for 248 Laurel Dr, Bedford, PA 15522
| Property Type | Single Family Home |
|---|---|
| Details | 1,573 sqft · built 2000 |
| Lot Size | 0.639 acres (27,835 sqft) |
| Owner | Individual Name on File |
| Last Sale | $46,000 (Apr 1998) |
| Tax Bill | $3,214 (2026) |
| Deeds & Mortgages | Mar 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | E.09-D.07-283 |
| Primary APN | E.09-D.07-283 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,573 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 27,835 sqft (0.639 acres) |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Street Address | 248 LAUREL DR |
|---|---|
| City | BEDFORD |
| State | PA |
| Zip | 15522-2060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 248 LAUREL DR |
| Jurisdiction | BEDFORD PA |
| Township / Civil Division | BEDFORD |
| Census Block Group | 3 |
| Census Block | 3055 |
| Census Tract | 960800 |
248 Laurel Dr is owned by an individual who bought it in April 1998.
Source: Bedford County records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 271, BEDFORD, PA 15522-0271 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 1998 · Amount on File |
| Deed Sale | Apr 1, 1998 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 248 LAUREL DR, BEDFORD, PA 15522-2060 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 248 LAUREL DR, BEDFORD, PA 15522-2060 |
| Document Number | 002024/999 |
|---|---|
| Date | Mar 7, 2024 |
| Book Page | 2024/999 |
| Instrument | 2024-000999 |
| Name | HOMETOWN BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | BEDFORD, PA 15522 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 6, 2044 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 248 Laurel Dr was $3,214.
Source: Bedford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bedford County |
| County Subdivision | Bedford Township |
| Unified School District | Bedford Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,214.00 | $210,500 Land $57,000 Building $153,500 | $210,500 (-) Land $57,000 Building $153,500 |
| 2025 | $210,500 Land $57,000 Building $153,500 | ||
| 2023 | $3,095.00 Additional exemption filed | $210,500 Land $57,000 Building $153,500 | |
| 2012 | $210,500 Land $57,000 Building $153,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 248 Laurel Dr in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 17 (1983–2021) |
| Claims Outside the SFHA | 3 of 17 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 248 Laurel Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUN AUTH OF BORO OF BEDFORD serves 5,127 people · EPA ID PA4050002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2018 |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Crowsnest Broadband.
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