Bedford County property record for 203 Laurel Dr, Bedford, PA 15522
| Property Type | Single Family Home |
|---|---|
| Details | 2,340 sqft · built 1985 |
| Lot Size | 0.456 acres (19,863 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,484 (2026) |
| Deeds & Mortgages | Sep 2019 Line of Credit Jul 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | E.09-D.07-268 |
| Primary APN | E.09-D.07-268 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,340 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 19,863 sqft (0.456 acres) |
| Garage Type | Attached |
| Shed | 1 Shed |
| Street Address | 203 LAUREL DR |
|---|---|
| City | BEDFORD |
| State | PA |
| Zip | 15522-2061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 203 LAUREL DR |
| Legal Subdivision | ECHO VALE |
| Jurisdiction | BEDFORD PA |
| Township / Civil Division | BEDFORD |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 960800 |
203 Laurel Dr is owned and occupied by two individuals who acquired it in September 1988.
Source: Bedford County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 203 LAUREL DR, BEDFORD, PA 15522-2061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2019 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jul 18, 2019 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Aug 29, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 1988 |
| Deed Sale | Sep 1, 1988 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 203 LAUREL DR, BEDFORD, PA 15522-2061 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019/4592 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 2019/4592 |
| Instrument | 2019-004592 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 10, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 203 LAUREL DR, BEDFORD, PA 15522-2061 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019/3160 |
|---|---|
| Date | Jul 18, 2019 |
| Book Page | 2019/3160 |
| Instrument | 2019-003160 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 9, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEDFORD PA |
| Recording Date | Aug 29, 2018 |
| Property Address | 203 LAUREL DR, BEDFORD, PA 15522-2061 |
| Document Number | 2018/3923 |
| Book / Page | 2018 / 3923 |
| Map Reference | MB3 PG124 |
| Instrument Date | Aug 29, 2018 |
| Instrument | 2018-003923 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 203 LAUREL DR, 203, BEDFORD, PA 15522-2061 |
| Name | Verified Name |
|---|---|
| Address | 203 LAUREL DR, BEDFORD, PA 15522-2061 |
The 2026 property tax bill for 203 Laurel Dr was $2,484.
Source: Bedford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bedford County |
| County Subdivision | Bedford Township |
| Unified School District | Bedford Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,484.00 | $170,000 Land $170,000 | $170,000 (-) Land $170,000 |
| 2025 | $170,000 Land $170,000 | ||
| 2023 | $2,499.00 Additional exemption filed | $170,000 Land $170,000 | |
| 2012 | $170,000 Land $170,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 203 Laurel Dr in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 17 (1983–2021) |
| Claims Outside the SFHA | 3 of 17 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 203 Laurel Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Crowsnest Broadband.
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