248 Latera Ct, San Ramon, CA 94582 Property Records

Contra Costa County property record for 248 Latera Ct, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,494 sqft · built 2002
Lot Size	0.134 acres (5,834 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,133,000 (Mar 2018)
Tax Bill	$18,433 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`223-150-021-2`

Property Details

APN / Parcel Number

Primary APN	`223-150-021-2`
Alternative APN	`223-150-021`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,494 sqft Living Area
1st Floor Area	1,282 sqft
2nd Floor Area	1,212 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	5,834 sqft (0.134 acres)
Garage Type	Attached
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	248 LATERA CT
City	SAN RAMON
State	CA
Zip	94582-4680
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8154 L389
Legal Subdivision	SUBDIVISION 8154
Legal Tract	8154
Legal Lot Number	389
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	3
Census Block	3001
Census Tract	355124

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	248 LATERA CT, SAN RAMON, CA 94582-4680
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 22, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Mar 9, 2018	Grant Deed, Transfer · ARM BANK OF AMERICA NA
Dec 14, 2017	Grant Deed, Transfer OTHER
Nov 15, 2017	Deed in Lieu of Foreclosure, Foreclosure OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2018 · Amount on Record
Deed Sale	Mar 9, 2018 · Amount on Record
Prior Sale	Dec 14, 2017 · Amount on Record
Deed Document Number	201836371
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	248 LATERA CT, SAN RAMON, CA 94582-4680
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 LATERA CT, SAN RAMON, CA 94582-4680

Mortgage

Document Number	0000038135
Date	Feb 8, 2021
Instrument	2021-038135

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	248 LATERA CT, SAN RAMON, CA 94582-4680
Document Number	0000176988
Instrument Date	Aug 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	248 LATERA CT SAN RAMON CA 945824680, SAN RAMON, CA 94582-4680

Mortgage

Document Number	0000176988
Date	Aug 20, 2020
Instrument	176988

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	248 LATERA CT, SAN RAMON, CA 94582-4680
Document Number	0000058887
Instrument Date	Apr 22, 2019
Transaction Type	Mortgage
Record Updated	May 16, 2019
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	248 LATERA CT SAN RAMON CA 945824680, SAN RAMON, CA 94582-4680

Mortgage

Document Number	0000058887
Date	Apr 26, 2019
Instrument	58887

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 9, 2018
Property Address	248 LATERA CT, SAN RAMON, CA 94582-4680
Document Number	0000036371
Map Reference	MB 440 PG 14-26
Instrument Date	Mar 5, 2018
Instrument	2018-036371
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	248 LATERA CT, SAN RAMON, CA 94582-4680

Mortgage

Document Number	0000036372
Date	Mar 9, 2018
Instrument	2018-036372

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Apr 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 14, 2017
Property Address	248 LATERA CT, SAN RAMON, CA 94582-4680
Document Number	0000234729
Instrument Date	Nov 21, 2017
Instrument	234729
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$1,130.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	PO BOX 447 ODESSA FL 335560447, ODESSA, FL 33556-0447
Investor	Possibly a Property Investor

November 2017: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 15, 2017
Property Address	248 LATERA CT, SAN RAMON, CA 94582-4680
Document Number	0000215285
Instrument Date	Nov 9, 2017
Instrument	215285
Transaction Type	Foreclosure
Record Updated	Nov 22, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	PO BOX 447 ODESSA FL 335560447, ODESSA, FL 33556-0447

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,314,938 (+2%) Land $812,407 Building $502,531
2025	$18,433.00 (+1.51%) Homeowner's exemption	$1,289,156 (+4.04%) Land $796,478 Building $492,678
2023	$18,158.00 (+1.74%) Homeowner's exemption	$1,239,098 Land $765,550 Building $473,548
2022	$17,847.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
Sail Internet Fixed Wireless · DSL in parts of the area	200 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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