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225 Latera Ct, San Ramon, CA 94582 Property Records

Contra Costa County property record for 225 Latera Ct, San Ramon, CA 94582

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,784 sqft · built 2002
Lot Size0.1 acres (4,361 sqft)
Owner2 Individual Names on File
Last Sale$915,000 (May 2013)
Tax Bill$16,740 (2025)
Deeds & MortgagesNov 2020 Mortgage
Jan 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN223-150-017

Property Details

APN / Parcel Number

Primary APN223-150-017
Alternative APN
  • 223-150-017-0

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms13 Rooms
Stories2 Stories
Building Area2,784 sqft Living Area
1st Floor Area1,224 sqft
2nd Floor Area1,560 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area4,361 sqft (0.1 acres)
Garage TypeAttached
Garage Area587 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address225 LATERA CT
CitySAN RAMON
StateCA
Zip94582-4680
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT8154 L385
Legal SubdivisionMAP/SUB 8154
Legal Tract8154
Legal Lot Number385
JurisdictionCONTRA COSTA CA
Township / Civil DivisionTASSAJARA
Census Block Group3
Census Block3001
Census Tract355124

Owner

225 Latera Ct is owned and occupied by two individuals who bought it in May 2013.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address225 LATERA CT, SAN RAMON, CA 94582-4680
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
STRONG HOME MORTGAGE LLC
Jan 28, 2021Deed of Trust, Mortgage · Line of Credit
PATELCO CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2013 · Amount on File
Deed SaleMay 15, 2013 · Amount on File
Prior SaleOct 14, 2002 · Amount on File
Deed Document Number2013123150
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address225 LATERA CT, SAN RAMON, CA 94582-4680
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanySOLIDIFI TITLE AND CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 LATERA CT, SAN RAMON, CA 94582-4680

Mortgage

Document Number0000264131
DateNov 5, 2020
Instrument2020-264131
Lender
NameSTRONG HOME MORTGAGE LLC
TypeMortgage Company
AddressMANASSAS, VA 20110
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 1, 2035

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address225 LATERA CT, SAN RAMON, CA 94582-4680
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyNATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 LATERA CT, SAN RAMON, CA 94582-4680

Mortgage

Document Number0000027282
DateJan 28, 2021
Instrument2021-027282
Lender
NamePATELCO CU
TypeCredit Union
AddressSAN RAMON, CA 94582
Agreement
TypeLine of Credit
AmountAmount on Record
Term302 Months
DueFeb 28, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 225 Latera Ct was $16,740.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,149,278 (+2%) Land $577,779 Building $571,499
2025$16,740.00$1,126,744 Land $566,450 Building $560,294
2023$16,525.00 (+1.83%)$1,082,993 Land $544,455 Building $538,538
2022$16,228.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 225 Latera Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 Latera Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBLIN SAN RAMON SERVICES DISTRICT
serves 98,776 people · EPA ID CA0110009
Water SourcePurchased surface water from ZONE 7 WATER AGENCY
Last State InspectionSep 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 2,000
Unwired
Fixed Wireless		300 / 25
Etheric Networks
Fixed Wireless		250 / 100
Sail Internet
Fixed Wireless · DSL in parts of the area		200 / 100
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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