248 Laguna Ct, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 248 Laguna Ct, Saint Augustine, FL 32086 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,221 sqft · built 1977
Lot Size	0.21 acres (9,147 sqft)
Owner	2 Company Names on File
Last Sale	$200,000 (Sep 2018)
Tax Bill	$2,271 (2025)
Deeds & Mortgages	Apr 2026 Sale Aug 2023 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`273050-0080`

Property Details

APN / Parcel Number

Primary APN	`273050-0080`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,221 sqft Living Area
Gross Area	1,837 sqft
1st Floor Area	1,025 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1997
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,147 sqft (0.21 acres)
Lot Dimensions	100 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	350 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	314 sqft
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	248 LAGUNA CT
City	SAINT AUGUSTINE
State	FL
Zip	32086-7048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	12-29 ST AUG SHORES UNIT 3 LOT 8 BLK 50 OR4614/1533
Legal Range	30E
Legal Township	08S
Legal Section	48
Legal Subdivision	ST. AUGUSTINE SHORES UNIT 3
Legal Block	50
Legal Lot Number	8
Legal Unit	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	1
Census Block	1042
Census Tract	21211

Owner

Source: St. Johns County records · APN 273050-0080

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	248 LAGUNA CT, SAINT AUGUSTINE, FL 32086-7048
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 02, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Dec 03, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 07, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 12, 2019	Deed of Trust, Mortgage MICHIGAN MUTUAL
Sep 20, 2018	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC
Jan 16, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 20, 2018 · Amount on Record
Deed Sale	Sep 20, 2018 · Amount on Record
Deed Document Number	201868240
Deed Book / Page	4614 / 1533
Last Transfer Date	Apr 29, 2026
Transfer Doc	0063541030
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 30, 2026
Property Address	248 LAGUNA CT, SAINT AUGUSTINE, FL 32086-7048
Document Number	0063541030
Book / Page	6354 / 1030
Instrument Date	Apr 29, 2026
Instrument	2026.37057
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	248 LAGUNA CT, SAINT AUGUSTINE, FL 32086-7048

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	248 LAGUNA CT, SAINT AUGUSTINE, FL 32086-7048
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 LAGUNA CT, SAINT AUGUSTINE, FL 32086-7048

Mortgage

Document Number	0058030788
Date	Aug 02, 2023
Book Page	5803/788
Instrument	2023060790

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 01, 2043

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	248 LAGUNA CT, SAINT AUGUSTINE, FL 32086-7048
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 LAGUNA CT, SAINT AUGUSTINE, FL 32086-7048

Mortgage

Document Number	0054351064
Date	Dec 03, 2021
Book Page	5435/1064
Instrument	2021130762

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	248 LAGUNA CT, SAINT AUGUSTINE, FL 32086-7048
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050640458
Date	Oct 07, 2020
Book Page	5064/458
Instrument	2020088028

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	248 LAGUNA CT, SAINT AUGUSTINE, FL 32086-7048
Document Number	0047440316
Instrument Date	Jun 12, 2019
Transaction Type	Mortgage
Record Updated	Jul 03, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	248 LAGUNA CT ST AUGUSTINE FL 320867048, ST AUGUSTINE, FL 32086-7048

Mortgage

Document Number	0047440316
Date	Jun 19, 2019
Book Page	004744/000316
Instrument	43332

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	PORT HURON, MI 48060

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 20, 2018
Property Address	248 LAGUNA CT, SAINT AUGUSTINE, FL 32086-7048
Document Number	0046141533
Book / Page	4614 / 1533
Map Reference	MB12 PG27-32
Instrument Date	Sep 19, 2018
Instrument	2018068240
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 MOUNTAIN VALLEY DR, 121, MAUMELLE, AR 72113-6995

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 E WILMONT AVE, SOMERS POINT, NJ 08244-2734

Mortgage

Document Number	2018068241
Date	Sep 20, 2018
Instrument	2018068241

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	248 LAGUNA CT, SAINT AUGUSTINE, FL 32086-7048
Document Number	0044940393
Instrument Date	Jan 16, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 MOUNTAIN VALLEY DR MAUMELLE AR 721136995, MAUMELLE, AR 72113-6995

Mortgage

Document Number	0044940393
Date	Jan 24, 2018
Book Page	004494/000393
Instrument	5222

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,510 (+2.7%)	$262,347 (-2.35%) Land $97,625 Building $164,722
2025	$2,271.00 (+14.47%) Homeowner's exemption	$182,580 (+2.9%)	$268,654 (-0.05%) Land $92,138 Building $176,516
2024	$1,984.00 (+2.22%) Homeowner's exemption	$177,434 (+3%)	$268,801 (+2.95%) Land $92,138 Building $176,663
2023	$1,941.00 (+3.63%) Homeowner's exemption	$172,266 (+3%)	$261,103 (+8.84%) Land $92,138 Building $168,965
2022	$1,873.00 Homeowner's exemption	$167,249	$239,891 Land $59,623 Building $180,268

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 84 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force
Nearby Flood Claims	6 (2016–2022)
Most Recent Claim	Sep 2022, tidal / storm surge, Hurricane Ian
Claims By Storm	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 417 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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