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242 Laguna Ct, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 242 Laguna Ct, Saint Augustine, FL 32086 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,455 sqft · built 1978
Lot Size0.21 acres (9,147 sqft)
Owner2 Individual Names on File
Last Sale$47,600 (Aug 2002)
Tax Bill$3,508 (2025)
Deeds & MortgagesDec 2021 Transfer
May 2019 Reverse Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN273050-0090

Property Details

APN / Parcel Number

Primary APN273050-0090

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,455 sqft Living Area
Gross Area1,754 sqft
1st Floor Area1,455 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,147 sqft (0.21 acres)
Lot Dimensions100 ft deep x 90 ft wide
Garage TypeAttached
Garage Area299 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area275 sqft
PorchFinished/Open Porch
Porch Area72 sqft
Deck AreaDeck Area
Patio Area735 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address242 LAGUNA CT
CitySAINT AUGUSTINE
StateFL
Zip32086-7048
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description12-29 ST AUG SHORES UNIT 3 LOT 9 BLK 50 OR1513/135 &1801/1452 & 5445/694
Legal Range30E
Legal Township08S
Legal Section48
Legal SubdivisionST. AUGUSTINE SHORES UNIT 3
Legal Block50
Legal Lot Number9
Legal Unit3
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group1
Census Block1042
Census Tract21211

Owner

Source: St. Johns County records · APN 273050-0090

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address242 LAGUNA CT, SAINT AUGUSTINE, FL 32086-7048
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2021Intrafamily Transfer, Transfer
May 02, 2019Deed of Trust, Mortgage · Reverse Mortgage
ONE REVERSE MORTGAGE LLC
Apr 24, 2019Deed of Trust, Mortgage · FHA Mortgage
COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 21, 2002 · Amount on Record
Deed SaleAug 21, 2002 · Amount on Record
Prior SaleJul 21, 2000 · Amount on Record
Deed Document Number200248661
Deed Book / Page1801 / 1452
Last Transfer DateDec 14, 2021
Transfer Doc0054450694
Record UpdatedJun 08, 2026

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateDec 15, 2021
Property Address242 LAGUNA CT, SAINT AUGUSTINE, FL 32086-7048
Document Number0054450694
Book / Page5445 / 694
Map ReferenceMB 12 PG 27-32
Instrument DateDec 14, 2021
Instrument2021135440
Transaction TypeTransfer
Record UpdatedDec 27, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address242 LAGUNA CT, SAINT AUGUSTINE, FL 32086-7048

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address242 LAGUNA CT, SAINT AUGUSTINE, FL 32086-7048
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0047180375
DateMay 02, 2019
Book Page4718/0375
Instrument2019030230
Lender
NameONE REVERSE MORTGAGE LLC
TypeReverse Mortgage Lender
AddressSAN DIEGO, CA 92121
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term937 Months
DueJun 29, 2097
Interest
Rate TypeAdjustable Rate
Rate4.24%
Type Change DateMay 01, 2020
Change FrequencyAnnually
Index1-Year LIBOR

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address242 LAGUNA CT, SAINT AUGUSTINE, FL 32086-7048
Document Number0047180391
Instrument DateApr 24, 2019
Transaction TypeMortgage
Record UpdatedSep 30, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address242 LAGUNA CT ST AUGUSTINE FL 320867048, ST AUGUSTINE, FL 32086-7048

Mortgage

Document Number0047180391
DateMay 02, 2019
Book Page004718/000391
Instrument30231
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term936 Months
DueMay 01, 2097
Interest
Rate2%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$277,378 (-0.75%) Land $97,625 Building $179,753$277,378 (-2.2%) Land $97,625 Building $179,753
2025$3,508.00 (+13.09%) Homeowner's exemption Disabled Person's exemption$279,472 (+5.39%)$283,618 (+6.95%) Land $92,138 Building $191,480
2024$3,102.00 (+1.47%)
2023$3,057.00 (+222.81%) Homeowner's exemption Disabled Person's exemption$265,189 (+178.01%)$265,189 (+10.82%) Land $92,138 Building $173,051
2022$947.00 Homeowner's exemption Widower's exemption$95,387$239,296 Land $59,623 Building $179,673

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 84 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force
78 of 84 on primary residences
Nearby Flood Claims6 (2016–2022)
Most Recent ClaimSep 2022, tidal / storm surge, Hurricane Ian
Flood Events
  • Hurricane Irma (Sep 2017), 3 claims
  • Hurricane Matthew (Oct 2016), 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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