240 Kepler Dr, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 240 Kepler Dr, Gaithersburg, MD 20878

Property Summary

Property Type	Townhouse
Details	4 ba · 2,601 sqft · built 2018
Lot Size	0.032 acres (1,410 sqft)
Owner	Individual Name on Record
Last Sale	$748,000 (Feb 2021)
Tax Bill	$9,518 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-03702773`

Property Details

APN / Parcel Number

Primary APN	`09-03702773`
Alternative APN	`03702773`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	2,601 sqft Living Area
Gross Area	3,042 sqft
1st Floor Area	870 sqft
Attic	Attic
Attic Area	480 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,410 sqft (0.032 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	210 sqft
Deck Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	03702773
Street Address	240 KEPLER DR
City	GAITHERSBURG
State	MD
Zip	20878-4658
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MXD
Legal Description	CROWN FARM PLAT OF CORRECTION
Legal Subdivision	CROWN FARM
Legal Block	K
Legal Lot Number	26
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	3
Census Block	3023
Census Tract	700839

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	240 KEPLER DR, GAITHERSBURG, MD 20878-4658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jan 9, 2019	Deed, Subdivision Related Transfer · ARM CITIZENS BANK NA
Feb 15, 2017	Grant Deed, Transfer POTOMAC SETTLEMENT SERVICES INC, POTOMAC SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2021 · Amount on Record
Deed Sale	Feb 17, 2021 · Amount on Record
Prior Sale	Jan 9, 2019 · Amount on Record
Deed Book / Page	61932 / 426
Record Updated	Sep 20, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 17, 2021
Property Address	240 KEPLER DR, GAITHERSBURG, MD 20878-4658
Document Number	0619320426
Book / Page	61932 / 426
Map Reference	PL 24424
Instrument Date	Jan 8, 2021
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	LANDMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	240 KEPLER DR, GAITHERSBURG, MD 20878-4658

Mortgage

Document Number	61932435
Date	Feb 17, 2021
Instrument	61932/435

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

January 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 9, 2019
Property Address	240 KEPLER DR, GAITHERSBURG, MD 20878-4658
Document Number	0570770128
Book / Page	57077 / 128
Map Reference	PL 24424
Instrument Date	Dec 27, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	May 3, 2022
Title Company	UNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	240 KEPLER DR, GAITHERSBURG, MD 20878-4658

Mortgage

Document Number	0057077136
Date	Jan 9, 2019
Instrument	57077/136

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	8.75%

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 15, 2017
Property Address	240 KEPLER DR, GAITHERSBURG, MD 20878-4658
Document Number	0538080099
Book / Page	053808 / 000099
Instrument Date	Jan 19, 2017
Transaction Type	Transfer
Record Updated	Mar 22, 2017
Title Company	POTOMAC SETTLEMENT SERVICES INC, POTOMAC SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Tax	$3,166.30
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	21355 RIDGETOP CIR #220 STERLING VA 201668503, 220, STERLING, VA 20166-8503
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$788,000 (+3.38%) Land $250,000 Building $538,000	$788,000 (-) Land $250,000 Building $538,000
2025	$9,518.00 (-3.09%)	$762,233 (+7.25%)	$788,000 (+10.88%) Land $250,000 Building $538,000
2024	$9,821.00 (+16.76%)
2023		$710,700 Land $250,000 Building $460,700	$710,700 Land $250,000 Building $460,700
2022	$8,411.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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