248 Hydrangea Dr, Oxford, MS 38655 Property Records

Lafayette County property record for 248 Hydrangea Dr, Oxford, MS 38655 · Last verified May 2026

Property Summary

Property Type	Condominium
Details	3 bd · 1.5 ba · 1,707 sqft · built 2022
Lot Size	0.023 acres (1,015 sqft)
Owner	Company Name on File
Last Sale	$433,393 (Jan 2023)
Tax Bill	$5,832 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`135R-22-002.76`

Property Details

APN / Parcel Number

Primary APN	`135R-22-002.76`
Alternative APN	`40730`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,707 sqft Living Area
1st Floor Area	966 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Condo/Apartment
Roof Type	Gable
Roof Material	Asbestos
Lot Area	1,015 sqft

Location & Zoning

Account Number	40730
Street Address	248 HYDRANGEA DR
City	OXFORD
State	MS
Zip	38655-1186
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 248 THE CROSSING AT OXFORD COMMONS COTTAGE CONDOMINIUMS & PART INTEREST IN COMMON AREA
Legal Range	03W
Legal Township	08S
Legal Section	22
Legal Subdivision	OXFORD COMMONS
Jurisdiction	LAFAYETTE MS
Township / Civil Division	2
Census Block Group	2
Census Block	2002
Census Tract	950201

Owner

Source: Lafayette County records · APN 135R-22-002.76

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	9216 JOINER CREEK RD, COLLEGE GROVE, TN 37046-1529
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer · Conventional Mortgage US BANK
Jul 29, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF CLARKSDALE
Jan 27, 2023	Condominium Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 27, 2023 · Amount on Record
Deed Sale	Jan 27, 2023 · Amount on Record
Deed Document Number	2023607
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Jul 31, 2026
Property Address	248 HYDRANGEA DR, OXFORD, MS 38655-1186
Document Number	0000006991
Instrument Date	Jul 27, 2026
Instrument	20266991
Transaction Type	Transfer
Record Updated	Aug 07, 2026
Title Company	OXFORD TITLE LLC, OXFORD TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7042 INDIAN PEAKS TRL, BOULDER, CO 80301-3627

Mortgage

Document Number	0000006994,
Date	Jul 31, 2026
Instrument	20266994

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	248 HYDRANGEA DR, OXFORD, MS 38655-1186
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020227123
Date	Jul 29, 2022
Instrument	2022-7123

Lender

Name	FIRST NATIONAL BANK OF CLARKSDALE
Type	Bank
Address	OXFORD, MS 38655

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	18 Months
Due	Jan 25, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Jan 27, 2023
Property Address	248 HYDRANGEA DR, OXFORD, MS 38655-1186
Document Number	0002023607
Map Reference	DOC 2019-9401
Instrument Date	Jan 25, 2023
Instrument	2023-607
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	900 SISK AVENUE #DD, DD, RIENZI, MS 38865

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	9216 JOINER CREEK RD, COLLEGE GROVE, TN 37046-1529

Mortgage

Document Number	0002023608
Date	Jan 27, 2023
Instrument	2023-608

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 01, 2033
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	10.7%
Index	1-Year CMT
Max Rate	10.7%

Tax Assessment & Valuation

Source: Lafayette County records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Municipality	Oxford City
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,832.00 (+896.92%)	$44,829 (+896.2%)	$298,860 (+896.2%) Land $60,000 Building $238,860
2023	$585.00	$4,500	$30,000 Land $30,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lafayette County (28071C), updated March 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280719502012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2004–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2011, river or lake flooding, Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 61% of Mississippi
Wildfire Likelihood	About 1 in 833 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 45 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
BCI Mississippi Broadband	Fiber	10,000 / 10,000
AT&T	Fiber	5,000 / 5,000
Telapex	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: BCI Mississippi Broadband, T-Mobile USA, North East Fiber, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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