Lafayette County property record for 246 Hydrangea Dr, Oxford, MS 38655
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 2.5 ba · 1,848 sqft · built 2022 |
| Lot Size | 0.023 acres (1,015 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $612,715 (Jan 2026) |
| Tax Bill | $3,860 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Jan 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135R-22-002.77 |
| Primary APN | 135R-22-002.77 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,848 sqft Living Area |
| 1st Floor Area | 1,055 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asbestos |
| Lot Area | 1,015 sqft |
| Account Number | 40731 |
|---|---|
| Street Address | 246 HYDRANGEA DR |
| City | OXFORD |
| State | MS |
| Zip | 38655-1186 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 246 THE CROSSING AT OXFORD COMMONS COTTAGE CONDOMINIUMS & PART INTEREST IN COMMON AREA |
| Legal Range | 03W |
| Legal Township | 08S |
| Legal Section | 22 |
| Legal Subdivision | OXFORD COMMONS |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 950201 |
Source: Lafayette County records · APN 135R-22-002.77
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1050 CHASEWOOD TRL, ALPHARETTA, GA 30005-8874 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 06, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF CLARKSDALE |
| Jan 08, 2026 | Condominium Deed, Transfer · Conventional Mortgage CAPITAL CITY HOME LOANS LLC |
| Dec 16, 2022 | Condominium Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 08, 2026 · Amount on Record |
| Deed Sale | Jan 08, 2026 · Amount on Record |
| Deed Document Number | 2026210 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 246 HYDRANGEA DR, OXFORD, MS 38655-1186 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020229452 |
|---|---|
| Date | Oct 06, 2022 |
| Instrument | 2022-9452 |
| Name | FIRST NATIONAL BANK OF CLARKSDALE |
|---|---|
| Type | Bank |
| Address | OXFORD, MS 38655 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 18 Months |
| Due | Apr 06, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Jan 08, 2026 |
| Property Address | 246 HYDRANGEA DR, OXFORD, MS 38655-1186 |
| Document Number | 0002026210 |
| Map Reference | CAB C SL 98 |
| Instrument Date | Dec 23, 2025 |
| Instrument | 2026-210 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 MUSTER BRANCH RD, PINEHURST, NC 28374-8741 |
| Name | Verified Name |
|---|---|
| Address | 1050 CHASEWOOD TRL, ALPHARETTA, GA 30005-8874 |
| Document Number | 0002026211 |
|---|---|
| Date | Jan 08, 2026 |
| Instrument | 2026-211 |
| Name | CAPITAL CITY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Dec 16, 2022 |
| Property Address | 246 HYDRANGEA DR, OXFORD, MS 38655-1186 |
| Document Number | 0202211426 |
| Map Reference | CAB C SL 88 |
| Instrument Date | Dec 13, 2022 |
| Instrument | 2022-11426 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 825 SISK AVE, OXFORD, MS 38655-3477 |
| Name | Verified Name |
|---|---|
| Address | 246 HYDRANGEA DR, OXFORD, MS 38655-1186 |
Source: Lafayette County records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Municipality | Oxford City |
| Unified School District | Oxford School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,860.00 (+28.54%) Homeowner's exemption | $31,979 (+25.95%) | $319,790 (+25.95%) Land $60,000 Building $259,790 |
| 2023 | $3,003.00 Homeowner's exemption | $25,390 | $253,900 Land $60,000 Building $193,900 |
Source: FEMA National Flood Hazard Layer as of March 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2004–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding |
| Wildfire Risk | Moderate above 47% of the US · above 45% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| BCI Mississippi Broadband Fiber · Cable | 10,000 / 10,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Telapex Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: North East Fiber.
Based on FCC filings for 34 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OXFORD serves 28,500 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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