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  5. Hernando Rd

248 Hernando Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 248 Hernando Rd, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1975
Square Footage1,724 sqft Living Area
Lot Size19,641 sqft (0.451 acres)
OccupancyOwner Occupied
Last Sale$180,000 (2017)
Tax Bill$1,901.00 (2025)

Property Details

APN / Parcel Number

Primary APN26-28-34-662000-002230
Alternative APNs
  • 342826662000002230
  • 42826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,724 sqft Living Area
Gross Area2,264 sqft Gross Area
1st Floor1,724 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialOther Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area19,641 sqft (0.451 acres)
Depth X Width162 ft x 100 ft Depth x Width
Garage TypeAttached Garage
Garage Area540 sqft Garage
Pool Area450 sqft Pool
PorchPorch

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address248 HERNANDO RD
CityWINTER HAVEN
StateFL
Zip33884-1026
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionELOISE WOODS LAKE MARIAM UNIT PB 17 PG 49 49A 49B LOTS 223 & NLY 40 FT OF 224
Legal Range26E
Legal Township28S
Legal Section34
Legal SubdivisionELOISE WOODS LAKE MARIAM UNIT
Legal Tract662000
Legal Block2
Legal Lot Number223
Legal UnitPB
JurisdictionPOLK FL
Minor Civil DivisionWINTER HAVEN-AUBURNDALE
Census Blockgroup2
Census Block2012
Census Tract13902

Owner

Source: Polk County records · APN 26-28-34-662000-002230

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address248 HERNANDO RD, WINTER HAVEN, FL 33884-1026
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
PLAINS COMMERCE BANK
Dec 22, 2020Quit Claim Deed, Transfer
EXECUTIVE TITLE/CTRL FL INC
Nov 15, 2017Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
GUARANTEED RATE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 15, 2017 · Amount on Record
Deed SaleNov 15, 2017 · Amount on Record
Prior SaleNov 07, 2011 · Amount on Record
Deed Doc Number2017219741
Deed Book / Page10315 / 1837
Prior Transfer DateJun 19, 2013
Prior Transfer Doc0089890942
Record RefreshedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address248 HERNANDO RD, WINTER HAVEN, FL 33884-1026
Transaction TypeMortgage
Record UpdatedMar 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address248 HERNANDO RD, WINTER HAVEN, FL 33884-1026

Mortgage

Document Number0000046475
DateFeb 24, 2021
Book Page11592/1684
Instrument2021046475
Lender
NamePLAINS COMMERCE BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateDec 22, 2020
Property Address248 HERNANDO RD, WINTER HAVEN, FL 33884-1026
Document Number0115052077
Book / Page011505 / 002077
Instrument DateDec 15, 2020
Instrument276884
Transaction TypeTransfer
Record UpdatedJan 06, 2021
Title CompanyEXECUTIVE TITLE/CTRL FL INC

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address274 HERNANDO RD WINTER HAVEN FL 338841026, WINTER HAVEN, FL 33884-1026

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 15, 2017
Property Address248 HERNANDO RD, WINTER HAVEN, FL 33884-1026
Document Number0103151837
Book / Page010315 / 001837
Instrument DateNov 09, 2017
Instrument219741
Transaction TypeTransfer
Record UpdatedAug 28, 2018
Title CompanySUNBELT TITLE (AGENCY)

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,260.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address248 HERNANDO RD WINTER HAVEN FL 338841026, WINTER HAVEN, FL 33884-1026

Mortgage

Document Number103151839
DateNov 15, 2017
Book Page010315/001839
Instrument219742
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueNov 14, 2047

Mortgage

Document Number103151855,
DateNov 15, 2017
Book Page010315/001855
Instrument219743
Lender
NameHOUSING FIN AGCY
AddressTALLAHASSEE, FL 32301-1329
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,901.00 (-22.79%) Homeowner's exemption$183,949 (+5.99%)$275,210 (-5.97%) Land $71,518 Building $203,692
2024$2,462.00 (+8.17%)
2023$2,276.00 (+3.27%) Homeowner's exemption$173,558 (+3%)$292,681 (+8.08%) Land $69,636 Building $223,045
2022$2,204.00 Homeowner's exemption$168,503$270,788 Land $58,344 Building $212,444

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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