Polk County property record for 235 Hernando Rd, Winter Haven, FL 33884 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1976 |
| Square Footage | 2,187 sqft Living Area |
| Lot Size | 16,501 sqft (0.379 acres) |
| Garage | Attached, 565 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,669.00 (2025) |
| Primary APN | 26-28-34-662000-002160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,187 sqft Living Area |
| Gross Area | 2,752 sqft Gross Area |
| 1st Floor | 2,187 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Terrazzo Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Other Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 16,501 sqft (0.379 acres) |
| Depth X Width | 150 ft x 110 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 565 sqft Garage |
| Pool Type | Pool, Enclosed Pool Type |
|---|---|
| Pool Area | 512 sqft Pool |
| Shed | 1 Shed |
| Porch Area | 351 sqft Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 235 HERNANDO RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-1027 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ELOISE WOODS LAKE MARIAM UNIT PB 17 PG 49 49A 49B LOTS 216 & 217 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 34 |
| Legal Subdivision | ELOISE WOODS LAKE MARIAM UNIT |
| Legal Tract | 662000 |
| Legal Block | 1 |
| Legal Lot Number | 216,2 |
| Legal Unit | PB |
| Jurisdiction | POLK FL |
| Minor Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Blockgroup | 1 |
| Census Block | 1036 |
| Census Tract | 13902 |
Source: Polk County records · APN 26-28-34-662000-002160
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 235 HERNANDO RD, WINTER HAVEN, FL 33884-1027 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 28, 2023 | Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU |
| Apr 07, 2017 | Deed of Trust, Mortgage · Line of Credit CENTERSTATE BK/FL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 235 HERNANDO RD, WINTER HAVEN, FL 33884-1027 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 235 HERNANDO RD, WINTER HAVEN, FL 33884-1027 |
| Document Number | 0000202374 |
|---|---|
| Date | Aug 28, 2023 |
| Book Page | 12816/1760 |
| Instrument | 2023202374 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 235 HERNANDO RD, WINTER HAVEN, FL 33884-1027 |
| Document Number | 0101231529 |
| Book / Page | 010123 / 001529 |
| Instrument Date | Apr 07, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 235 HERNANDO RD WINTER HAVEN FL 338841027, WINTER HAVEN, FL 33884-1027 |
| Document Number | 0101231529 |
|---|---|
| Date | Apr 20, 2017 |
| Book Page | 010123/001529 |
| Instrument | 74657 |
| Name | CENTERSTATE BK/FL |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 19, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,669.00 (-18.66%) Homeowner's exemption | $166,389 (+5.99%) | $355,308 (+1.62%) Land $70,952 Building $284,356 |
| 2023 | $2,052.00 (+3.43%) Homeowner's exemption | $156,990 (+3%) | $349,633 (+30.88%) Land $69,302 Building $280,331 |
| 2022 | $1,984.00 Homeowner's exemption | $152,417 | $267,130 Land $40,018 Building $227,112 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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