248 Heirloom Ave, Lodi, CA 95242 Property Records

San Joaquin County property record for 248 Heirloom Ave, Lodi, CA 95242

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,879 sqft · built 2017
Lot Size	0.124 acres (5,414 sqft)
Owner	2 Individual Names on Record
Last Sale	$785,000 (Sep 2026)
Tax Bill	$8,420 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2021 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`029-560-100-000`

Property Details

APN / Parcel Number

Primary APN	`029-560-100-000`
Alternative APN	`029-560-10`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,879 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Wood
Lot Area	5,414 sqft (0.124 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	029-560-10
Street Address	248 HEIRLOOM AVE
City	LODI
State	CA
Zip	95242-9730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-FM PT OF 029-380-05 PER ROSE GATE UNIT NO 2
Legal Subdivision	ROSE GATE UN 2
Legal Block	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1023
Census Tract	4104

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	248 HEIRLOOM AVE, LODI, CA 95242-9730
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Grant Deed, Transfer · VA Mortgage EMPIRE HOME LOANS
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 16, 2022	Quit Claim Deed, Transfer Quitclaim
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Dec 12, 2018	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Jul 11, 2017	Grant Deed FIRST AMERICAN TITLE
Jun 16, 2017	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2026 · Amount on Record
Deed Sale	Sep 11, 2026 · Amount on Record
Prior Sale	Jun 16, 2022 · Amount on Record
Deed Document Number	202683376
Prior Transfer Date	Mar 10, 2025
Prior Transfer Doc	0000021303
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 11, 2026
Property Address	248 HEIRLOOM AVE, LODI, CA 95242-9730
Document Number	0000083376
Instrument Date	Sep 9, 2026
Instrument	202683376
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$87,213.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 HEIRLOOM AVE, LODI, CA 95242-9730

Mortgage

Document Number	0000083377,
Date	Sep 11, 2026
Instrument	202683377

Lender

Name	EMPIRE HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	248 HEIRLOOM AVE, LODI, CA 95242-9730
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 HEIRLOOM AVE, LODI, CA 95242-9730

Mortgage

Document Number	0000161199
Date	Sep 24, 2021
Instrument	2021-161199

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 16, 2022
Property Address	248 HEIRLOOM AVE, LODI, CA 95242-9730
Document Number	0000075231
Map Reference	MB 42 PG 18
Instrument Date	May 27, 2022
Instrument	2022-075231
Transaction Type	Transfer
Record Updated	Jun 28, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 HEIRLOOM AVE, LODI, CA 95242-9730

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	248 HEIRLOOM AVE, LODI, CA 95242-9730
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000102249
Date	Aug 17, 2020
Instrument	2020-102249

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 1, 2045

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	248 HEIRLOOM AVE, LODI, CA 95242-9730
Document Number	0000143649
Instrument Date	Dec 12, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	248 HEIRLOOM AVE LODI CA 952429730, LODI, CA 95242-9730

Mortgage

Document Number	0000143649
Date	Dec 24, 2018
Instrument	143649

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 23, 2048

Interest

Rate Type	Adjustable Rate

July 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 11, 2017
Property Address	248 HEIRLOOM AVE, LODI, CA 95242-9730
Document Number	0000078111
Instrument Date	Jul 3, 2017
Instrument	78111
Record Updated	Nov 16, 2018
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	248 HEIRLOOM AVE LODI CA 952429730, LODI, CA 95242-9730

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 16, 2017
Property Address	248 HEIRLOOM AVE, LODI, CA 95242-9730
Document Number	0000068577
Map Reference	MAP42 PG17
Instrument Date	Jun 1, 2017
Instrument	2017-068577
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	248 HEIRLOOM AVE, LODI, CA 95242-9730

Mortgage

Document Number	0000068578
Date	Jun 16, 2017
Instrument	2017-068578

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,420.00 (+0.45%)
2025	$8,382.00 (+4.05%)	$725,061 (+25.48%) Land $237,973 Building $487,088
2023	$8,056.00 (+21.71%) Homeowner's exemption	$577,812 Land $202,464 Building $375,348	$1,269,180
2022	$6,619.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	1,000 / 1,000
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Matrix Broadband, Verizon.

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