San Joaquin County property record for 232 Heirloom Ave, Lodi, CA 95242 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,663 sqft · built 2018 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $557,000 (Feb 2018) |
| Tax Bill | $7,792 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 029-560-080-000 |
| Primary APN | 029-560-080-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,663 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 5,000 sqft (0.114 acres) |
| Garage Type | Mixed |
| Garage Area | 434 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 232 HEIRLOOM AVE |
|---|---|
| City | LODI |
| State | CA |
| Zip | 95242-9730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15-FM PT OF 029-380-05 PER ROSE GATE UNIT NO 2 |
| Legal Subdivision | 3813 ROSE GATE UN #2 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 4104 |
Source: San Joaquin County records · APN 029-560-080-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 232 HEIRLOOM AVE, LODI, CA 95242-9730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 02, 2025 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Apr 10, 2020 | Deed of Trust, Mortgage · Conventional with PMI EVERGREEN MONEYSOURCE MTG |
| Feb 07, 2018 | Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 07, 2018 · Amount on Record |
| Deed Sale | Feb 07, 2018 · Amount on Record |
| Deed Document Number | 2018-014559 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 232 HEIRLOOM AVE, LODI, CA 95242-9730 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Name | Verified Name |
|---|---|
| Address | 232 HEIRLOOM AVE, LODI, CA 95242-9730 |
| Document Number | 0000084188 |
|---|---|
| Date | Oct 02, 2025 |
| Instrument | 2025-084188 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 232 HEIRLOOM AVE, LODI, CA 95242-9730 |
| Document Number | 0000046058 |
| Instrument Date | Apr 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2020 |
| Title Company | CHICAGO TITLE COMPANY STOCKTON, CHICAGO TITLE CO STOCKTON |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 232 HEIRLOOM AVE LODI CA 952429730, LODI, CA 95242-9730 |
| Document Number | 0000046058 |
|---|---|
| Date | Apr 16, 2020 |
| Instrument | 46058 |
| Name | EVERGREEN MONEYSOURCE MTG |
|---|---|
| Type | Mortgage Company |
| Address | BELLEVUE, WA 98006 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Feb 07, 2018 |
| Property Address | 232 HEIRLOOM AVE, LODI, CA 95242-9730 |
| Document Number | 0000014559 |
| Map Reference | MB 42 PG 45 |
| Instrument Date | Feb 02, 2018 |
| Instrument | 2018-014559 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | NORTH AMERICAN TITLE HOME BU |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 232 HEIRLOOM AVE, LODI, CA 95242-9730 |
| Document Number | 0000014561 |
|---|---|
| Date | Feb 07, 2018 |
| Instrument | 2018-014561 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
| Document Number | 0000014562 |
|---|---|
| Date | Feb 07, 2018 |
| Instrument | 2018-014562 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lodi City |
| Unified School District | Lodi Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,792.00 (+4.06%) Homeowner's exemption | $670,444 (+4.04%) Land $170,671 Building $499,773 |
| 2023 | $7,488.00 (+2.27%) Homeowner's exemption | $644,412 Land $164,045 Building $480,367 |
| 2022 | $7,322.00 |
Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770041041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 357 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| UnWired Broadband Holding | Fixed Wireless (unlicensed) | 1,000 / 1,000 |
| Softcom Internet Communications | Fixed Wireless (licensed-by-rule) | 400 / 50 |
| DigitalPath | Fixed Wireless | 200 / 20 |
| Cal.net | Fixed Wireless (licensed-by-rule) | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T, Zinnia Networks, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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