Merced County property record for 248 Harbor Dr, Atwater, CA 95301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,772 sqft · built 1991 |
| Lot Size | 0.147 acres (6,390 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $385,000 (Nov 2025) |
| Tax Bill | $4,738 (2025) |
| Deeds & Mortgages | Aug 2026 Transfer Nov 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 150-270-060-000 |
| Primary APN | 150-270-060-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,772 sqft Living Area |
| Gross Area | 2,204 sqft |
| 1st Floor Area | 1,772 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 6,390 sqft (0.147 acres) |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 69 sqft |
| Patio Area | 133 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 150-270-060 |
|---|---|
| Street Address | 248 HARBOR DR |
| City | ATWATER |
| State | CA |
| Zip | 95301-2297 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD16 |
| Legal Description | SHAF LKS W #2 LOT 45 |
| Legal Subdivision | SHAF LAKES W 02 |
| Legal Lot Number | 45 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | ATWATER |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 603 |
Source: Merced County records, as of September 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 248 HARBOR DR, ATWATER, CA 95301-2297 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
| Date | Document |
|---|---|
| Aug 4, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 13, 2025 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Aug 18, 2022 | Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Aug 18, 2022 | Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 6, 2018 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2025 · Amount on Record |
| Deed Sale | Nov 13, 2025 · Amount on Record |
| Prior Sale | Aug 18, 2022 · Amount on Record |
| Deed Document Number | 202532676 |
| Last Transfer Date | Aug 4, 2026 |
| Transfer Doc | 0000020978 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Aug 4, 2026 |
| Property Address | 248 HARBOR DR, ATWATER, CA 95301-2297 |
| Document Number | 0000020978 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 202620978 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 248 HARBOR DR, ATWATER, CA 95301-2297 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Nov 13, 2025 |
| Property Address | 248 HARBOR DR, ATWATER, CA 95301-2297 |
| Document Number | 0000032676 |
| Map Reference | VOL 32 PG 46-50 |
| Instrument Date | Nov 10, 2025 |
| Instrument | 2025032676 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 248 HARBOR DR, ATWATER, CA 95301-2297 |
| Document Number | 0000032677 |
|---|---|
| Date | Nov 13, 2025 |
| Instrument | 2025032677 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Aug 18, 2022 |
| Property Address | 248 HARBOR DR, ATWATER, CA 95301-2297 |
| Document Number | 0000029981 |
| Map Reference | MB 37 PG 38 |
| Instrument Date | Aug 16, 2022 |
| Instrument | 2022029981 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1244 CATALINA DR, MERCED, CA 95348-9515 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Aug 18, 2022 |
| Property Address | 248 HARBOR DR, ATWATER, CA 95301-2297 |
| Document Number | 0000029982 |
| Map Reference | VOL 37 PG 38-40 |
| Instrument Date | Aug 16, 2022 |
| Instrument | 2022029982 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 248 HARBOR DR, ATWATER, CA 95301-2297 |
| Document Number | 0000029983 |
|---|---|
| Date | Aug 18, 2022 |
| Instrument | 2022029983 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Apr 6, 2018 |
| Property Address | 248 HARBOR DR, ATWATER, CA 95301-2297 |
| Document Number | 0000010220 |
| Instrument Date | Mar 30, 2018 |
| Instrument | 10220 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $255.20 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1249 CATALINA DR MERCED CA 953489515, MERCED, CA 95348-9515 |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Atwater City |
| County | Merced County |
| Elementary School District | Atwater Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $385,000 (-11.87%) Land $100,000 Building $285,000 | |
| 2025 | $4,738.00 (+2.44%) | $436,863 (+4.04%) Land $98,838 Building $338,025 |
| 2024 | $4,625.00 (+2.69%) | |
| 2023 | $4,504.00 (+66.2%) | $419,900 Land $95,000 Building $324,900 |
| 2022 | $2,710.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ATWATER serves 29,479 people · EPA ID CA2410001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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