209 Harbor Dr, Atwater, CA 95301 Property Records

Merced County property record for 209 Harbor Dr, Atwater, CA 95301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,056 sqft · built 2001
Lot Size0.159 acres (6,929 sqft)
OwnerIndividual Name on Record
Last Sale$531,500 (Feb 2022)
Tax Bill$3,657 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Dec 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN150-270-047-000

Property Details

APN / Parcel Number

Primary APN150-270-047-000
Alternative APN
  • 150-270-047

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,056 sqft Living Area
Gross Area2,540 sqft
1st Floor Area2,056 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Construction TypeWood
Lot Area6,929 sqft (0.159 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Patio Area145 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Old Parcel Number150-270-047
Street Address209 HARBOR DR
CityATWATER
StateCA
Zip95301-2296
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD16
Legal DescriptionSHAF LKS W #2 LOT 58
Legal SubdivisionSHAF LAKES W 02
Legal Lot Number58
JurisdictionMERCED CA
Township / Civil DivisionATWATER
Census Block Group1
Census Block1019
Census Tract603

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address209 HARBOR DR, ATWATER, CA 95301-2296
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2022Grant Deed, Transfer · VA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Dec 10, 2020Grant Deed, Transfer · VA Mortgage
LAND-HOME FINANCIAL SERVICES
Jul 17, 2018Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 4, 2022 · Amount on Record
Deed SaleFeb 4, 2022 · Amount on Record
Prior SaleDec 10, 2020 · Amount on Record
Deed Document Number20225620
Prior Transfer DateJan 8, 2003
Prior Transfer Doc0000002365
Record UpdatedOct 29, 2026

February 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateFeb 4, 2022
Property Address209 HARBOR DR, ATWATER, CA 95301-2296
Document Number0000005620
Map ReferenceVOL 37 PG 38-40
Instrument DateDec 9, 2021
Instrument2022005620
Transaction TypeTransfer
Record UpdatedMar 4, 2022
Title CompanyTRANSCOUNTY TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 HARBOR DR, ATWATER, CA 95301-2296

Mortgage

Document Number0000005621
DateFeb 4, 2022
Instrument2022005621
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateDec 10, 2020
Property Address209 HARBOR DR, ATWATER, CA 95301-2296
Document Number0000047643
Map ReferenceMB 37 PG 38-40
Instrument DateNov 20, 2020
Instrument2020047643
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyTRANSCOUNTY TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address209 HARBOR DR, ATWATER, CA 95301-2296

Mortgage

Document Number0000047644
DateDec 10, 2020
Instrument2020047644
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

July 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionMERCED CA
Recording DateJul 17, 2018
Property Address209 HARBOR DR, ATWATER, CA 95301-2296
Document Number0000021554
Instrument DateJul 16, 2018
Instrument21554
Transaction TypeTransfer
Record UpdatedAug 16, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1606 NW APPALOOSA AVE BENTONVILLE AR 727124284, BENTONVILLE, AR 72712-4284

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityAtwater City
CountyMerced County
Elementary School DistrictAtwater Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$497,000 (-2.83%) Land $120,000 Building $377,000
2025$3,657.00 (-13.3%) Disabled Person's exemption Veteran's exemption$511,500 (-7.68%) Land $100,000 Building $411,500
2023$4,218.00 (-15.03%) Disabled Person's exemption Veteran's exemption$554,028 Land $86,700 Building $467,328
2022$4,964.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ATWATER
serves 29,479 people · EPA ID CA2410001
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Ayera Technologies
Fixed Wireless
1,000 / 500
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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