248 Gregory Rd, Franklin Lakes, NJ 07417 Property Records

Bergen County and Franklin Lakes Borough property record for 248 Gregory Rd, Franklin Lakes, NJ 07417

Property Summary

Property Type	Single Family Home
Details	3,030 sqft · built 1967
Lot Size	0.995 acres (43,342 sqft)
Owner	Individual Name on Record
Last Sale	$860,000 (Jan 2015)
Tax Bill	$15,752 (2025)
Deeds & Mortgages	May 2026 Construction Loan Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-02604-0000-00001-03`

Property Details

APN / Parcel Number

Primary APN	`20-02604-0000-00001-03`
Alternative APNs	`20026040000000010003` `31210`

Interior

Stories	1 Story
Building Area	3,030 sqft Living Area
1st Floor Area	3,030 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Frame
Construction Type	Frame
Lot Area	43,342 sqft (0.995 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	31210
Street Address	248 GREGORY RD
City	FRANKLIN LAKES
State	NJ
Zip	07417-2014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A40
Legal Description	.995 AC
Legal Subdivision	FRANKLIN LAKES CONST CO INC
Legal Block	2604
Legal Lot Number	1.03
Jurisdiction	BERGEN NJ
Township / Civil Division	FRANKLIN LAKES
Census Block Group	1
Census Block	1000
Census Tract	20100

Owner

Source: Bergen County and Franklin Lakes Borough records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	248 GREGORY RD, FRANKLIN LAKES, NJ 07417-2014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Construction Mortgage U S BANK N A
Oct 21, 2022	Deed of Trust, Mortgage · SBA Mortgage WELLS FARGO BANK NA
Jan 19, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2015 · Amount on Record
Deed Sale	Jan 12, 2015 · Amount on Record
Deed Document Number	20152418
Deed Book / Page	1836 / 1640
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Recording Date	May 26, 2026
Property Address	248 GREGORY RD, FRANKLIN LAKES, NJ 07417-2014
Document Number	0000034753
Book / Page	5804 / 1633
Instrument Date	May 7, 2026
Instrument	202634753
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 GREGORY RD, FRANKLIN LAKES, NJ 07417-2014

Mortgage

Document Number	0000034753,
Date	May 26, 2026
Book Page	5804/1633
Instrument	202634753

Lender

Name	U S BANK N A

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	248 GREGORY RD, FRANKLIN LAKES, NJ 07417-2014
Transaction Type	Mortgage
Record Updated	Nov 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048411348
Date	Oct 21, 2022
Book Page	4841/1348
Instrument	2022101716

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SAN ANTONIO, TX 78265

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	248 GREGORY RD, FRANKLIN LAKES, NJ 07417-2014
Transaction Type	Mortgage
Record Updated	Mar 15, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045431541
Date	Jan 19, 2022
Book Page	4543/1541
Instrument	2022008145

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Oct 20, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	248 GREGORY RD, FRANKLIN LAKES, NJ 07417-2014
Transaction Type	Mortgage
Record Updated	Jul 15, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041560023
Date	May 19, 2021
Book Page	4156/23
Instrument	2021079989

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Franklin Lakes Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Franklin Lakes Borough
Elementary School District	Franklin Lakes Borough School District (KG - 08)
Secondary School District	Ramapo-Indian Hill Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$827,300 (-) Land $474,000 Building $353,300	$827,300 (-) Land $474,000 Building $353,300
2025	$15,752.00 (+6.02%)	$827,300 (-) Land $474,000 Building $353,300	$827,300 (-) Land $474,000 Building $353,300
2024	$14,858.00 (+6.52%)
2023		$827,300 Land $474,000 Building $353,300	$827,300 Land $474,000 Building $353,300
2022	$13,948.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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