239 Gregory Rd, Franklin Lakes, NJ 07417 Property Records

Bergen County and Franklin Lakes Borough property record for 239 Gregory Rd, Franklin Lakes, NJ 07417

Property Summary

Property Type	Single Family Home
Details	4,178 sqft · built 1967
Lot Size	0.918 acres (39,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$999,999 (Aug 2014)
Tax Bill	$16,666 (2025)
Deeds & Mortgages	Mar 2026 Transfer Apr 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-02604-01-00001-02`

Property Details

APN / Parcel Number

Primary APN	`20-02604-01-00001-02`
Alternative APNs	`20026040001000010002` `31160`

Interior

Stories	1 Story
Building Area	4,178 sqft Living Area
1st Floor Area	4,178 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Construction Type	Frame
Lot Area	39,988 sqft (0.918 acres)

Location & Zoning

Account Number	31160
Street Address	239 GREGORY RD
City	FRANKLIN LAKES
State	NJ
Zip	07417-2013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A40
Legal Description	.918 AC
Legal Subdivision	FRANKLIN LAKES CONSTRUCTION CO
Legal Block	2604
Legal Lot Number	1.02
Jurisdiction	BERGEN NJ
Township / Civil Division	FRANKLIN LAKES
Census Block Group	1
Census Block	1000
Census Tract	20100

Owner

Source: Bergen County and Franklin Lakes Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	239 GREGORY RD, FRANKLIN LAKES, NJ 07417-2013
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Intrafamily Transfer, Transfer
Apr 18, 2024	Intrafamily Transfer, Transfer
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2014 · Amount on Record
Deed Sale	Aug 29, 2014 · Amount on Record
Prior Sale	Oct 8, 1997 · Amount on Record
Deed Document Number	201457530
Deed Book / Page	1739 / 2300
Last Transfer Date	Jan 13, 2026
Transfer Doc	0057381107
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Mar 6, 2026
Property Address	239 GREGORY RD, FRANKLIN LAKES, NJ 07417-2013
Document Number	0057381107
Book / Page	5738 / 1107
Instrument Date	Mar 6, 2026
Instrument	2026014514
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	124 VAN ORDEN AVENUE, FRANKLIN LAKES, NJ 07417

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 GREGORY RD, FRANKLIN LAKES, NJ 07417-2013

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Apr 18, 2024
Property Address	239 GREGORY RD, FRANKLIN LAKES, NJ 07417-2013
Document Number	0052161951
Book / Page	5216 / 1951
Instrument Date	Mar 20, 2024
Instrument	2024021885
Transaction Type	Transfer
Record Updated	May 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	239 GREGORY RD, FRANKLIN LAKES, NJ 07417-2013

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	329 GREOGORY ROAD, FRANKLIN LAKES, NJ 07417
Investor	Possibly a Property Investor

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	239 GREGORY RD, FRANKLIN LAKES, NJ 07417-2013
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035800098
Date	Apr 24, 2020
Book Page	3580/98
Instrument	20-042628

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Apr 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

Source: Bergen County and Franklin Lakes Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Franklin Lakes Borough
Elementary School District	Franklin Lakes Borough School District (KG - 08)
Secondary School District	Ramapo-Indian Hill Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$875,300 (-) Land $458,600 Building $416,700	$875,300 (-) Land $458,600 Building $416,700
2025	$16,666.00 (+6.02%)	$875,300 (-) Land $458,600 Building $416,700	$875,300 (-) Land $458,600 Building $416,700
2024	$15,720.00 (+6.53%)
2023		$875,300 Land $458,600 Building $416,700	$875,300 Land $458,600 Building $416,700
2022	$14,757.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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