248 Freeman Rd, Cloquet, MN 55720 Property Records

Carlton County property record for 248 Freeman Rd, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Details	1,696 sqft · built 1986
Lot Size	10.1 acres (440,392 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Aug 2017)
Tax Bill	$6,004 (2026)
Deeds & Mortgages	Oct 2020 Refinance Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-510-2140`

Property Details

APN / Parcel Number

Primary APN	`06-510-2140`
Alternative APN	`5250`

Interior

Building Area	1,696 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	440,392 sqft (10.1 acres)

Location & Zoning

Account Number	5250
Street Address	248 FREEMAN RD
City	CLOQUET
State	MN
Zip	55720-9417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N1/2 N1/2 OF NW1/4 CITY OF CLOQUET
Legal Range	17
Legal Township	49
Legal Section	11
Legal Subdivision	CITY OF CLOQUET
Jurisdiction	CARLTON MN
Township / Civil Division	CLOQUET
Census Block Group	1
Census Block	1030
Census Tract	70100

Owner

248 Freeman Rd is owned and occupied by an individual who bought it in August 2017.

Source: Carlton County records, as of April 24, 2026

Owner of Record	Individual Name on File
Mailing Address	248 FREEMAN RD, CLOQUET, MN 55720-9417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MEMBERS COOPERATIVE CREDIT UNION
Aug 31, 2017	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2017 · Amount on File
Deed Sale	Aug 31, 2017 · Amount on File
Prior Sale	Oct 22, 2013 · Amount on File
Deed Document Number	2017475942
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	248 FREEMAN RD, CLOQUET, MN 55720-9417
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000494759
Date	Oct 20, 2020
Instrument	A000494759

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2040

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Aug 31, 2017
Property Address	248 FREEMAN RD, CLOQUET, MN 55720-9417
Document Number	A000475942
Instrument Date	Aug 25, 2017
Instrument	A000475942
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	NORTH SHORE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,023.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	248 FREEMAN RD, CLOQUET, MN 55720-9417

Mortgage

Document Number	A000475943
Date	Aug 31, 2017
Instrument	A000475943

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 248 Freeman Rd was $6,004 with a homeowner's exemption.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Cloquet City
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,004.00 Homeowner's exemption
2025		$415,700 (+4%) Land $109,000 Building $306,700	$415,700 (+4%) Land $109,000 Building $306,700
2024	$5,598.00 Homeowner's exemption	$399,700 (+4.88%) Land $109,000 Building $290,700	$399,700 (+4.88%) Land $109,000 Building $290,700
2023	$5,598.00 Homeowner's exemption	$381,100 (-) Land $102,800 Building $278,300	$381,100 (-) Land $102,800 Building $278,300
2022		$381,100 Land $102,800 Building $278,300	$381,100 Land $102,800 Building $278,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 248 Freeman Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 248 Freeman Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Airfiber.

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