203 Freeman Rd, Cloquet, MN 55720 Property Records

Carlton County property record for 203 Freeman Rd, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Lot Size	0.79 acres (34,412 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Oct 2023)
Tax Bill	$1,268 (2026)
Deeds & Mortgages	Jul 2026 Construction Loan Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-510-1910`

Property Details

APN / Parcel Number

Primary APN	`06-510-1910`
Alternative APN	`5191`

Exterior

Lot Area	34,412 sqft (0.79 acres)

Location & Zoning

Account Number	5191
Street Address	203 FREEMAN RD
City	CLOQUET
State	MN
Zip	55720-9417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE COR OF LOT 1 TH N ALG E LN 170 FT TO CITY OF CLOQUET
Legal Range	17
Legal Township	49
Legal Section	10
Legal Subdivision	CITY OF CLOQUET
Legal Lot Number	1
Jurisdiction	CARLTON MN
Township / Civil Division	CLOQUET
Census Block Group	1
Census Block	1049
Census Tract	70100

Owner

Source: Carlton County records, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	203 FREEMAN RD, CLOQUET, MN 55720-9417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Construction Mortgage MEMBERS COOPERATIVE CREDIT UNION
Nov 13, 2023	Warranty Deed, Transfer · Conventional Mortgage NORTHWOODS CREDIT UNION
Dec 5, 2017	Warranty Deed, Transfer
Dec 5, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2023 · Amount on Record
Deed Sale	Oct 16, 2023 · Amount on Record
Prior Sale	Dec 5, 2017 · Amount on Record
Deed Document Number	20231599653
Prior Transfer Date	Apr 16, 2012
Prior Transfer Doc	0000444892
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Recording Date	Jul 21, 2026
Property Address	203 FREEMAN RD, CLOQUET, MN 55720-9417
Document Number	0000527816
Instrument Date	Jul 20, 2026
Instrument	2026527816
Transaction Type	Mortgage
Record Updated	Aug 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 21ST ST, CLOQUET, MN 55720-2125

Mortgage

Document Number	0000527816,
Date	Jul 21, 2026
Instrument	2026527816

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Aug 15, 2057

Interest

Rate	6.47%
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Nov 13, 2023
Property Address	203 FREEMAN RD, CLOQUET, MN 55720-9417
Document Number	A000514364
Instrument Date	Oct 16, 2023
Instrument	A000514364
Transaction Type	Transfer
Record Updated	Dec 5, 2023
Title Company	ST LOUIS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 713, SUPERIOR, WI 54880-0713

Mortgage

Document Number	A000514365
Date	Nov 13, 2023
Instrument	A000514365

Lender

Name	NORTHWOODS CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Oct 16, 2038

Interest

Rate Type	Adjustable Rate
Rate	0.1%
Index	Other

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Dec 5, 2017
Property Address	203 FREEMAN RD, CLOQUET, MN 55720-9417
Document Number	A000477876
Instrument Date	Oct 27, 2017
Instrument	A000477876
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Tax	$115.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Dec 5, 2017
Property Address	203 FREEMAN RD, CLOQUET, MN 55720-9417
Document Number	A000477877
Instrument Date	Oct 27, 2017
Instrument	A000477877
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Tax	$132.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Cloquet City
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,268.00 (+8.01%)
2025		$71,900 (+2.28%) Land $42,100 Building $29,800	$71,900 (+2.28%) Land $42,100 Building $29,800
2024	$1,174.00	$70,300 (+3.84%) Land $42,100 Building $28,200	$70,300 (+3.84%) Land $42,100 Building $28,200
2023	$1,174.00	$67,700 (-) Land $40,900 Building $26,800	$67,700 (-) Land $40,900 Building $26,800
2022		$67,700 Land $40,900 Building $26,800	$67,700 Land $40,900 Building $26,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cloquet serves 12,864 people · EPA ID MN1090005
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: CTC.

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