248 Ferry St, Douglas, MI 49406 Property Records

Allegan County property record for 248 Ferry St, Douglas, MI 49406

Property Summary

Property Type	Condominium
Details	4 bd · 4.5 ba · 2,518 sqft · built 2017
Lot Size	0.499 acres (21,736 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,050,000 (Aug 2022)
Tax Bill	$32,560 (2025)
Deeds & Mortgages	Aug 2022 Sale Apr 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`59-830-009-00`

Property Details

APN / Parcel Number

Primary APN	`59-830-009-00`
Alternative APN	`03-59-830-009-00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,518 sqft Living Area
1st Floor Area	1,881 sqft
Basement Area	1,275 sqft
Unfinished Basement	1,912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Foundation Type	No Foundation
Lot Area	21,736 sqft (0.499 acres)
Lot Dimensions	145 ft deep x 150 ft wide
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	248 FERRY ST
City	DOUGLAS
State	MI
Zip	49406
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-1 RES PU
Legal Description	UNIT 9 WESTSHORE CONDOMINIUM SEC 17 NE T3N R16W (2014).
Legal Range	16W
Legal Township	03N
Legal Section	17
Legal Subdivision	WESTSHORE CONDOMINIUM
Legal Unit	9
Jurisdiction	ALLEGAN MI
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1019
Census Tract	30801

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3353 VENETO CT, VALPARAISO, IN 46385-0006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC
Apr 5, 2019	Deed of Trust, Mortgage · Line of Credit MACATAWA BANK
Sep 1, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2022 · Amount on Record
Deed Sale	Aug 2, 2022 · Amount on Record
Prior Sale	Jun 23, 2016 · Amount on Record
Deed Document Number	202215108
Deed Book / Page	4784 / 619
Prior Transfer Date	Apr 16, 2020
Prior Transfer Doc	4504/493
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Aug 2, 2022
Property Address	248 FERRY ST, DOUGLAS, MI 49406
Document Number	004784/619
Book / Page	4784 / 619
Map Reference	LB 3707 PG 416
Instrument Date	Jul 27, 2022
Instrument	2022015108
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Tax	$7,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3353 VENETO CT, DOUGLAS, MI 49406

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	248 FERRY ST, DOUGLAS, MI 49406
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4332/886
Date	Apr 5, 2019
Book Page	4332/886

Lender

Name	MACATAWA BANK
Type	Bank
Address	HOLLAND, MI 49424

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Sep 1, 2020
Property Address	248 FERRY ST, DOUGLAS, MI 49406
Document Number	4504/493
Book / Page	4504 / 493
Instrument Date	Apr 16, 2020
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 FERRY ST, SAUGATUCK, MI 49453-8439

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Douglas City
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$643,000 (+11.48%) Land $105,000 Building $538,000	$1,286,000 (+11.48%) Land $210,000 Building $1,076,000
2025	$32,560.00 (+8.61%) Homeowner's exemption	$576,800 (+18.42%) Land $105,000 Building $471,800	$1,153,600 (+18.42%) Land $210,000 Building $943,600
2024	$29,978.00 (+133.46%)
2023		$487,100 Land $42,500 Building $444,600	$974,200 Land $85,000 Building $889,200
2020	$12,841.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	73 units insured incl. 62 condo units
Nearby Flood Claims	2 (2019–2020)
Most Recent Claim	Apr 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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