224 Ferry St, Douglas, MI 49406 Property Records

Allegan County property record for 224 Ferry St, Douglas, MI 49406

Property Summary

Property Type	Condominium
Details	4 bd · 3.5 ba · 2,079 sqft · built 2014
Lot Size	0.494 acres (21,519 sqft)
Owner	2 Individual Names on File
Last Sale	$152,475 (Apr 2014)
Tax Bill	$16,327 (2025)
Deeds & Mortgages	Jun 2026 Sale Feb 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`59-830-008-00`

Property Details

APN / Parcel Number

Primary APN	`59-830-008-00`
Alternative APN	`03-59-830-008-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,079 sqft Living Area
1st Floor Area	1,188 sqft
Basement Area	1,188 sqft
Unfinished Basement	1,188 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Condo/Apartment
Lot Area	21,519 sqft (0.494 acres)
Lot Dimensions	215 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	224 FERRY ST
City	DOUGLAS
State	MI
Zip	49406-5289
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-1 RES PU
Legal Description	UNIT 8 WESTSHORE CONDOMINIUM SEC 17 NE T3N R16W (2014).
Legal Range	16W
Legal Township	03N
Legal Section	17
Legal Subdivision	WESTSHORE CONDOMINIUM
Legal Unit	8
Jurisdiction	ALLEGAN MI
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1019
Census Tract	30801

Owner

224 Ferry St, a condominium, is owned and occupied by two individuals who bought it in April 2014.

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	224 FERRY ST, DOUGLAS, MI 49406-5289
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Feb 27, 2024	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2014 · Amount on File
Deed Sale	Apr 7, 2014 · Amount on File
Deed Book / Page	3826 / 228
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jun 16, 2026
Property Address	224 FERRY ST, 8, DOUGLAS, MI 49406
Document Number	0000010082
Book / Page	5147 / 307
Instrument Date	Jun 15, 2026
Instrument	202610082
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 FERRY ST, DOUGLAS, MI 49406

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	224 FERRY ST, DOUGLAS, MI 49406
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1717 W BARRY AVE, CHICAGO, IL 60657-3030

Mortgage

Document Number	004922/795
Date	Feb 27, 2024
Book Page	4922/795
Instrument	2024002434

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 224 Ferry St was $16,327, up 4.8% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Douglas City
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$474,800 (+11.72%) Land $105,000 Building $369,800	$949,600 (+11.72%) Land $210,000 Building $739,600
2025	$16,327.00 (+4.82%)	$425,000 Land $105,000 Building $320,000	$850,000 Land $210,000 Building $640,000
2024	$15,576.00
2023		$326,200 Land $42,500 Building $283,700	$652,400 Land $85,000 Building $567,400
2020	$13,009.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 224 Ferry St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	73 units insured incl. 62 condo units
Nearby Flood Claims	2 (2019–2020)
Most Recent Claim	Apr 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 224 Ferry St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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