Anne Arundel County property record for 248 Ebb Point Ln, Annapolis, MD 21401
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,603 sqft · built 2000 |
| Lot Size | 0.346 acres (15,091 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $965,000 (Dec 2024) |
| Tax Bill | $8,137 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jan 2024 Transfer + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-962-90102353 |
| Primary APN | 02-962-90102353 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,603 sqft Living Area |
| Gross Area | 5,087 sqft |
| 1st Floor Area | 2,178 sqft |
| Basement Area | 1,500 sqft |
| Finished Basement | 1,500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,091 sqft (0.346 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 486 sqft |
| Patio Area | 726 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 96290102353 |
|---|---|
| Street Address | 248 EBB POINT LN |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-7831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 16 WINDSWEPT AT BROAD CREEK |
| Legal Subdivision | WINDSWEPT AT BROAD CREEK |
| Legal Block | 3 |
| Legal Lot Number | 16 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 702402 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 248 EBB POINT LN, ANNAPOLIS, MD 21401-7831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Jan 18, 2024 | Intrafamily Transfer, Transfer |
| Feb 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jul 12, 2022 | Deed, Transfer BLACK OAK TITLE LLC |
| Mar 20, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jan 2, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 18, 2019 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2024 · Amount on Record |
| Deed Sale | Dec 3, 2024 · Amount on Record |
| Prior Sale | Jul 12, 2022 · Amount on Record |
| Deed Book / Page | 40930 / 244 |
| Prior Transfer Date | Jan 15, 2024 |
| Prior Transfer Doc | 0401860205 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Apr 14, 2026 |
| Property Address | 248 EBB POINT LN, ANNAPOLIS, MD 21401-7831 |
| Document Number | 4226000457 |
| Book / Page | 42261 / 457 |
| Instrument Date | Nov 22, 2025 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 248 EBB POINT LN, ANNAPOLIS, MD 21401-7831 |
| Document Number | 4226000457, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 42261/457 |
| Name | CMG MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 1, 2045 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.19% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jan 18, 2024 |
| Property Address | 248 EBB POINT LN, ANNAPOLIS, MD 21401-7831 |
| Document Number | 0401860205 |
| Book / Page | 40186 / 205 |
| Map Reference | MB 215 PG 34-36 |
| Instrument Date | Jan 15, 2024 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 248 EBB POINT LN, ANNAPOLIS, MD 21401-7831 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 248 EBB POINT LN, ANNAPOLIS, MD 21401-7831 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 248 EBB POINT LN, ANNAPOLIS, MD 21401-7831 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | WORLDWIDE SETTLEMENTS INC |
| Name | Verified Name |
|---|
| Document Number | 0361290187 |
|---|---|
| Date | Feb 11, 2021 |
| Book Page | 36129/187 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jul 12, 2022 |
| Property Address | 248 EBB POINT LN, ANNAPOLIS, MD 21401-7831 |
| Document Number | 0389270227 |
| Book / Page | 38927 / 227 |
| Map Reference | MB 215 PG 34-36 |
| Instrument Date | Jun 17, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | BLACK OAK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $12,690.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 248 EBB POINT LN, ANNAPOLIS, MD 21401-7831 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 248 EBB POINT LN, ANNAPOLIS, MD 21401-7831 |
| Document Number | 0344370288 |
| Instrument Date | Mar 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2020 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 248 EBB POINT LN ANNAPOLIS MD 214017831, ANNAPOLIS, MD 21401-7831 |
| Document Number | 0344370288 |
|---|---|
| Date | Apr 14, 2020 |
| Book Page | 034437/000288 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 13, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jan 2, 2020 |
| Property Address | 248 EBB POINT LN, ANNAPOLIS, MD 21401-7831 |
| Document Number | 0340230084 |
| Book / Page | 034023 / 000084 |
| Instrument Date | Dec 13, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 248 EBB POINT LN ANNAPOLIS MD 214017831, ANNAPOLIS, MD 21401-7831 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jul 18, 2019 |
| Property Address | 248 EBB POINT LN, ANNAPOLIS, MD 21401-7831 |
| Document Number | 0333530352 |
| Book / Page | 33353 / 352 |
| Map Reference | MB 215 PG 34-36 |
| Instrument Date | Jul 12, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | MID MARYLAND TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 248 EBB POINT LN, ANNAPOLIS, MD 21401-7831 |
| Document Number | 33353356 |
|---|---|
| Date | Jul 18, 2019 |
| Instrument | 33353/356 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $723,400 (+3.47%) Land $139,900 Building $583,500 | $723,400 (-) Land $139,900 Building $583,500 | |
| 2025 | $8,137.00 (+4.58%) | $699,133 (+7.46%) | $723,400 (+11.19%) Land $139,900 Building $583,500 |
| 2024 | $7,781.00 (+9.53%) | ||
| 2023 | $7,104.00 | $650,600 Land $139,900 Building $510,700 | $650,600 Land $139,900 Building $510,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD CREEK serves 26,033 people · EPA ID MD0020004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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