243 Ebb Point Ln, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 243 Ebb Point Ln, Annapolis, MD 21401

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,019 sqft · built 2000
Lot Size0.346 acres (15,078 sqft)
Owner2 Individual Names on Record
Last Sale$637,500 (Jan 2015)
Tax Bill$6,356 (2023)
Deeds & MortgagesMay 2021 Mortgage
May 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-962-90102337

Property Details

APN / Parcel Number

Primary APN02-962-90102337
Alternative APNs
  • 296290102337
  • 96290102337

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,019 sqft Total Area
1st Floor Area2,230 sqft
Utility Area341 sqft
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area15,078 sqft (0.346 acres)
Garage TypeAttached
Garage Area682 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area18 sqft
Patio Area60 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number96290102337
Old Parcel Number296290102337
Street Address243 EBB POINT LN
CityANNAPOLIS
StateMD
Zip21401-7832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 5 243 EBB POINT LN WINDSWEPT AT BROAD CREEK
Legal SubdivisionBROAD CREEK
Legal Lot Number5 243
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group3
Census Block3000
Census Tract702402

Owner

Source: Anne Arundel County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address243 EBB POINT LN, ANNAPOLIS, MD 21401-7832
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 16, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
May 22, 2018Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Dec 21, 2016Deed of Trust, Mortgage · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 20, 2015 · Amount on Record
Deed SaleJan 20, 2015 · Amount on Record
Prior SaleJun 2, 2011 · Amount on Record
Deed Document Number0027987149
Deed Book / Page27987 / 149
Record UpdatedJun 7, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address243 EBB POINT LN, ANNAPOLIS, MD 21401-7832
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyBETTERS LAW TTL & SETMNT LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address243 EBB POINT LN, ANNAPOLIS, MD 21401-7832

Mortgage

Document Number0367920293
DateMay 16, 2021
Book Page36792/293
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address243 EBB POINT LN, ANNAPOLIS, MD 21401-7832
Document Number0322720498
Instrument DateMay 22, 2018
Transaction TypeMortgage
Record UpdatedJul 20, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address243 EBB POINT LN ANNAPOLIS MD 214017832, ANNAPOLIS, MD 21401-7832

Mortgage

Document Number0322720498
DateJul 3, 2018
Book Page032272/000498
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 2, 2038

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address243 EBB POINT LN, ANNAPOLIS, MD 21401-7832
Document Number0304920358
Book / Page030492 / 000358
Instrument DateDec 21, 2016
Transaction TypeMortgage
Record UpdatedMar 16, 2017
Title CompanyUNIVERSAL TITLE COMPANY, UNIVERSAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address243 EBB POINT LN ANNAPOLIS MD 214017832, ANNAPOLIS, MD 21401-7832

Mortgage

Document Number0304920358
DateJan 4, 2017
Book Page030492/000358
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 3, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$6,356.00$582,100 Land $139,900 Building $442,200$582,100 Land $139,900 Building $442,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBROAD CREEK
serves 26,033 people · EPA ID MD0020004
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2017–2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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