248 E 3rd Pl, Panama City, FL 32401 Property Records

Bay County property record for 248 E 3rd Pl, Panama City, FL 32401 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3.5 Baths
Year Built	Built 2013
Square Footage	2,764 sqft Living Area
Lot Size	25,482 sqft (0.585 acres)
Occupancy	Owner Occupied
Last Sale	$420,000 (2021)
Tax Bill	$5,485.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`20169-050-000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,764 sqft Living Area
Gross Area	3,140 sqft Gross Area
1st Floor	664 sqft 1st Floor
Stories	3 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2013
Architectural Style	Townhouse Style
Exterior Material	Wood Exterior
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	25,482 sqft (0.585 acres)
Driveway	Driveway
Driveway Area	416 sqft Driveway
Garage Type	Attached Garage
Garage Area	376 sqft Garage

Exterior Amenities

Sprinklers	Installed Lawn/Plantings Watering System Sprinklers
Deck Area	220 sqft Deck
Porch	Open Porch
Porch Area	656 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	248 E 3RD PL
City	PANAMA CITY
State	FL
Zip	32401-3237
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DAVIS PLAT COM AT NE COR BLK B ON E SIDE OF MASSALINA BAYOU S 120 TO SE COR BLK B & N R/W 3RD PL W 36.19 FOR POB TH CONT W 22.05 N 92.10 E 5 S 9 E 17.05 S 83.10 TO POB AKA UNIT #5 ORB 4404 P 1281
Legal Range	14W
Legal Township	04S
Legal Section	09
Legal Subdivision	DAVIS PLAT
Legal Block	B,N
Jurisdiction	BAY FL
Minor Civil Division	PANAMA CITY
Census Blockgroup	1
Census Block	1000
Census Tract	1900

Owner

Source: Bay County records · APN 20169-050-000

Assessment roll updated January 5, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	248 E 3RD PL, PANAMA CITY, FL 32401-3237
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 11, 2021 · Amount on Record
Deed Sale	May 11, 2021 · Amount on Record
Prior Sale	Jan 30, 2015 · Amount on Record
Deed Doc Number	202135454
Deed Book / Page	4404 / 1281
Prior Transfer Date	Feb 13, 2006
Prior Transfer Doc	0027371703
Record Refreshed	Jun 08, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	May 11, 2021
Property Address	248 E 3RD PL, PANAMA CITY, FL 32401-3237
Document Number	0044041281
Book / Page	4404 / 1281
Instrument Date	May 07, 2021
Instrument	2021035454
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3646 PRESERVE BLVD, 3646, PANAMA CITY, FL 32408-7157

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 E 3RD PL, PANAMA CITY, FL 32401-3237

Mortgage

Document Number	44041283
Date	May 11, 2021
Instrument	4404/1283

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,510.00 (+0.46%) Homeowner's exemption	$390,947 (+5.99%)	$423,484 (+8.1%) Land $68,200 Building $355,284
2024	$5,485.00 (-5.85%)
2023	$5,826.00 (+12.38%) Homeowner's exemption	$368,863 (+3%)	$391,738 (+9.39%) Land $66,803 Building $324,935
2022	$5,184.00 Homeowner's exemption	$358,119 Land $55,990 Building $302,129	$358,119 Land $55,990 Building $302,129

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.