244 E 3rd Pl, Panama City, FL 32401 Property Records

Bay County property record for 244 E 3rd Pl, Panama City, FL 32401

Property Summary

Property Type	Townhouse
Details	3 bd · 4 ba · 2,764 sqft · built 2003
Lot Size	0.585 acres (25,483 sqft)
Owner	Individual Name on Record
Last Sale	$540,000 (Jan 2026)
Tax Bill	$5,963 (2025)
Deeds & Mortgages	Jan 2026 Sale Dec 2020 Sale
Flood Zone	Zone X (moderate risk)
APN	`20169-080-000`

Property Details

APN / Parcel Number

Primary APN	`20169-080-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	3 Stories
Building Area	2,764 sqft Heated Area
Gross Area	3,796 sqft
1st Floor Area	664 sqft
2nd Floor Area	2,100 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2013
Exterior Material	Stucco
Roof Type	Cathedral/Clerestory
Roof Material	Shingle
Lot Area	25,483 sqft (0.585 acres)
Garage Area	376 sqft
Driveway	Driveway
Driveway Area	416 sqft
Porch	Porch
Porch Area	656 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	244 E 3RD PL
City	PANAMA CITY
State	FL
Zip	32401-3237
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PC05
Legal Description	DAVIS PLAT COM AT NE COR BLK B ON E SIDE OF MASSALINA BAYOU S 120 TO SE
Legal Range	14W
Legal Township	04S
Legal Section	09
Legal Subdivision	DAVIS PLAT
Legal Block	B
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1000
Census Tract	1900

Owner

Source: Bay County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3911 CRYSTAL LAKE DR, CHIPLEY, FL 32428-3436
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Warranty Deed, Transfer AGS TITLE AGENCY
Dec 1, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2026 · Amount on Record
Deed Sale	Jan 15, 2026 · Amount on Record
Prior Sale	Dec 1, 2020 · Amount on Record
Deed Document Number	2026002727
Deed Book / Page	4992 / 1945
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jan 15, 2026
Property Address	244 E 3RD PL, PANAMA CITY, FL 32401-3237
Document Number	0049921945
Book / Page	4992 / 1945
Instrument Date	Jan 14, 2026
Instrument	2026002727
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	AGS TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$3,780.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2620 E PINEY POINT DR, DOUGLASVILLE, GA 30135-4424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3911 CRYSTAL LAKE DR, CHIPLEY, FL 32428-3436

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Dec 1, 2020
Property Address	244 E 3RD PL, PANAMA CITY, FL 32401-3237
Document Number	0043311154
Book / Page	004331 / 001154
Instrument Date	Nov 30, 2020
Instrument	81053
Transaction Type	Transfer
Record Updated	Jan 11, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$10.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2620 E PINEY POINT DR DOUGLASVILLE GA 301354424, DOUGLASVILLE, GA 30135-4424

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,963.00 (-3.82%)	$377,590 (+7.94%) Land $68,200 Building $309,390	$377,590 (+7.94%) Land $68,200 Building $309,390
2023	$6,200.00 (+14.45%)	$349,810 (+9.6%) Land $66,803 Building $283,007	$349,810 (+9.6%) Land $66,803 Building $283,007
2022	$5,417.00	$319,164 Land $55,990 Building $263,174	$319,164 Land $55,990 Building $263,174

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	184 units insured incl. 146 condo units
Nearby Flood Claims	75 (1982–2018)
Claims Outside the SFHA	41 of 75
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 33 claims Hurricane Opal, Oct 1995 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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