Norfolk County and Needham Town property record for 248 Charles River St, Needham, MA 02492 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,440 sqft Living Area |
| Lot Size | 43,691 sqft (1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $850,000 (2019) |
| Tax Bill | $16,707.00 (2025) |
| Primary APN | M:2140000800000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,440 sqft Living Area |
| 1st Floor | 2,440 sqft 1st Floor |
| Basement Area | 2,104 sqft Basement |
| Unfinished Basement | 1,354 sqft Unfinished |
| Game Room | Game Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 43,691 sqft (1 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Oil Heating Fuel |
| Street Address | 248 CHARLES RIVER ST |
|---|---|
| City | NEEDHAM |
| State | MA |
| Zip | 02492-1002 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | NEEDHAM FRANK L CHENEY |
| Legal Block | 8 |
| Jurisdiction | NEEDHAM MA |
| Minor Civil Division | NEEDHAM |
| Census Blockgroup | 5 |
| Census Block | 5008 |
| Census Tract | 403400 |
Source: Norfolk County and Needham Town records · APN M:2140000800000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 248 CHARLES RIVER ST, NEEDHAM, MA 02492-1002 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 10, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Nov 09, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance MORTGAGE NETWORK INC |
| Oct 16, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE NTWK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 16, 2019 · Amount on Record |
| Deed Sale | Oct 16, 2019 · Amount on Record |
| Prior Sale | May 08, 1987 · Amount on Record |
| Deed Doc Number | 201994244 |
| Deed Book / Page | 37249 / 7 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 248 CHARLES RIVER ST, NEEDHAM, MA 02492-1002 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39372-105 |
|---|---|
| Date | May 10, 2021 |
| Book Page | 39372/105 |
| Instrument | 60829 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 01, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 248 CHARLES RIVER ST, NEEDHAM, MA 02492-1002 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38587-511 |
|---|---|
| Date | Nov 09, 2020 |
| Book Page | 38587/511 |
| Instrument | 124294 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Recording Date | Oct 16, 2019 |
| Property Address | 248 CHARLES RIVER ST, NEEDHAM, MA 02492-1002 |
| Document Number | 37249-7 |
| Book / Page | 037249 / 000007 |
| Instrument Date | Oct 10, 2019 |
| Instrument | 94244 |
| Transaction Type | Transfer |
| Record Updated | Nov 05, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $850.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 248 CHARLES RIVER ST NEEDHAM MA 024921002, NEEDHAM, MA 02492-1002 |
| Document Number | 37249-9 |
|---|---|
| Date | Oct 16, 2019 |
| Book Page | 037249/000009 |
| Instrument | 94245 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.38% |
Source: Norfolk County and Needham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Needham Town |
| Unified School District | Needham School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,707.00 (-8.78%) | $1,576,100 (+12.22%) Land $788,100 Building $788,000 | $1,233,195 (+7.91%) |
| 2024 | $1,142,850 | ||
| 2023 | $18,315.00 | $1,404,500 Land $712,900 Building $691,600 |
248 Charles River St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Norfolk County (25021C), updated May 26, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures