200 Charles River St, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 200 Charles River St, Needham, MA 02492

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,512 sqft · built 1967
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$1,100,000 (Jul 2021)
Tax Bill$13,590 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Oct 2019 Transfer
Flood ZoneZone X (minimal risk)
APNM:2140000300000

Property Details

APN / Parcel Number

Primary APNM:2140000300000
Alternative APN
  • NEED M:214.0 B:0003 L:0000.0

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,512 sqft Living Area
Gross Area2,099 sqft
1st Floor Area1,512 sqft
Basement Area819 sqft
Unfinished Basement429 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 2000
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address200 CHARLES RIVER ST
CityNEEDHAM
StateMA
Zip02492-1445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRA
Legal Block3
JurisdictionNEEDHAM MA
Township / Civil DivisionNEEDHAM
Census Block Group3
Census Block3016
Census Tract403300

Owner

Source: Norfolk County and Needham Town assessment roll, APN M:2140000300000, as of April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address200 CHARLES RIVER ST, NEEDHAM, MA 02492-1445
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
BANK OF AMERICA NA
Oct 31, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 21, 2021 · Amount on Record
Deed SaleJul 21, 2021 · Amount on Record
Prior SaleSep 02, 1987 · Amount on Record
Deed Document Number202195103
Deed Book / Page39650 / 540
Prior Transfer DateOct 24, 2019
Prior Transfer Doc37299-390
Record UpdatedSep 20, 2026

July 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNEEDHAM MA
Recording DateJul 21, 2021
Property Address200 CHARLES RIVER ST, NEEDHAM, MA 02492-1445
Document Number039650-540
Book / Page39650 / 540
Instrument DateJul 21, 2021
Instrument95103
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 CHARLES RIVER ST, NEEDHAM, MA 02492-1445

Mortgage

Document Number0000095104
DateJul 21, 2021
Instrument95104
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateAug 01, 2028
Max Rate At Change2.75%
IndexOther

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNEEDHAM MA
Recording DateOct 31, 2019
Property Address200 CHARLES RIVER ST, NEEDHAM, MA 02492-1445
Document Number37299-390
Book / Page037299 / 000390
Instrument DateOct 24, 2019
Instrument100153
Transaction TypeTransfer
Record UpdatedNov 19, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 CHARLES RIVER ST NEEDHAM MA 024921445, NEEDHAM, MA 02492-1445

Tax Assessment & Valuation

Source: Norfolk County and Needham Town assessment roll as of April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$13,590.00 (-8.48%)$1,282,100 (+12.59%) Land $787,100 Building $495,000$1,385,670 (+9.41%)
2024$1,266,540
2023$14,849.00$1,138,700 Land $712,200 Building $426,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Norfolk County (25021C), as of May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250214033003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims19 (1978–2023)
Claims Outside the SFHA19 of 19
Most Recent ClaimAug 2023 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 140 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Radiate Holdings
Cable
1,500 / 50
T-Mobile USA
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA3199000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNEEDHAM WATER DEPT
serves 31,664 people
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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