248 Cedar Dr, Durango, CO 81301 Property Records

La Plata County property record for 248 Cedar Dr, Durango, CO 81301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,344 sqft · built 1978
Lot Size0.234 acres (10,193 sqft)
OwnerIndividual Name on File
Last Sale$319,000 (Nov 2017)
Tax Bill$1,773 (2025)
Deeds & MortgagesMay 2020 Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5661-301-14-014

Property Details

APN / Parcel Number

Primary APN5661-301-14-014
Alternative APN
  • R015579

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,344 sqft Living Area
Gross Area1,872 sqft
1st Floor Area1,344 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRanch
Lot Area10,193 sqft (0.234 acres)
Garage TypeAttached
Garage Area528 sqft
PorchUnfinished Open Porch
Porch Area147 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
Heating FuelElectric

Location & Zoning

Account NumberR015579
Street Address248 CEDAR DR
CityDURANGO
StateCO
Zip81301-7246
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: DURANGO WEST II BLOCK: 0 LOT: 25 DGO WEST 2 248 CEDAR DR DURANGO 81301
Legal SubdivisionDURANGO WEST II
Legal Block2
Legal Lot Number25
JurisdictionLA PLATA CO
Township / Civil DivisionDURANGO
Census Block Group2
Census Block2033
Census Tract970701

Owner

248 Cedar Dr is owned and occupied by an individual who bought it in November 2017.

Source: La Plata County records, as of July 20, 2026

Owner of RecordIndividual Name on File
Mailing Address248 CEDAR DR, DURANGO, CO 81301-7246
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 15, 2020Deed of Trust, Mortgage · Conventional with PMI
MR COOPER
Nov 15, 2017Warranty Deed, Transfer · Conventional Mortgage
MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 15, 2017 · Amount on File
Deed SaleNov 15, 2017 · Amount on File
Prior SaleOct 1, 2003 · Amount on File
Deed Document Number20171136118
Prior Transfer DateNov 17, 2014
Prior Transfer Doc0001089305
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA PLATA CO
Property Address248 CEDAR DR, DURANGO, CO 81301-7246
Document Number0001171543
Instrument DateMay 15, 2020
Transaction TypeMortgage
Record UpdatedJun 5, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address248 CEDAR DR DURANGO CO 813017246, DURANGO, CO 81301-7246

Mortgage

Document Number0001171543
DateMay 22, 2020
Instrument1171543
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 21, 2050

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLA PLATA CO
Recording DateNov 15, 2017
Property Address248 CEDAR DR, DURANGO, CO 81301-7246
Document Number0001136118
Map ReferenceDOC444490
Instrument DateNov 14, 2017
Instrument1136118
Transaction TypeTransfer
Record UpdatedMar 22, 2022
Title CompanyLAND TITLE GUARANTEE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$31.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address248 CEDAR DR, DURANGO, CO 81301-7246

Mortgage

Document Number0001136119
DateNov 15, 2017
Instrument1136119
Lender
NameMID-AMERICAN MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 248 Cedar Dr was $1,773.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateColorado
CountyLa Plata County
Unified School DistrictDurango School District 9-R (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$31,650 (-2.07%) Land $8,820 Building $22,830$517,120 (-) Land $144,110 Building $373,010
2025$1,773.00$32,320 Land $9,010 Building $23,310$517,120 Land $144,110 Building $373,010
2023$923.00 (+0.76%)$21,990 (+1.85%) Land $6,690 Building $15,300$328,210 (+5.64%) Land $99,920 Building $228,290
2022$916.00$21,590 Land $7,630 Building $13,960$310,690 Land $109,800 Building $200,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 248 Cedar Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 248 Cedar Dr is high, ranking above 85% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 85% of the US · above 88% of Colorado
Wildfire Likelihood0.6% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDURANGO WEST MD NO 1
serves 750 people · EPA ID CO0134180
Water SourcePurchased surface water from LAKE DURANGO WA
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Visionary Broadband
Fixed Wireless
100 / 20

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