La Plata County property record for 232 Cedar Dr, Durango, CO 81301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,796 sqft · built 1980 |
| Lot Size | 0.281 acres (12,245 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $528,000 (Jun 2021) |
| Tax Bill | $2,061 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5661-301-14-015 |
| Primary APN | 5661-301-14-015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,796 sqft Living Area |
| Gross Area | 2,176 sqft |
| 1st Floor Area | 1,796 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Lot Area | 12,245 sqft (0.281 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 64 sqft |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Electric |
| Account Number | R007595 |
|---|---|
| Street Address | 232 CEDAR DR |
| City | DURANGO |
| State | CO |
| Zip | 81301-7246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: DURANGO WEST II BLOCK: 0 LOT: 24 DGO WEST UNIT 2 232 CEDAR DR DURANGO 81301 |
| Legal Subdivision | DURANGO WEST II |
| Legal Block | 2 |
| Legal Lot Number | 24 |
| Legal Unit | 2 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 970701 |
Source: La Plata County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 232 CEDAR DR, DURANGO, CO 81301-7246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2021 · Amount on Record |
| Deed Sale | Jun 24, 2021 · Amount on Record |
| Prior Sale | Oct 31, 2006 · Amount on Record |
| Deed Document Number | 20211194839 |
| Prior Transfer Date | Sep 30, 2011 |
| Prior Transfer Doc | 0001036648 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 232 CEDAR DR, DURANGO, CO 81301-7246 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001155736 |
|---|---|
| Date | Apr 25, 2019 |
| Instrument | 1155736 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 232 CEDAR DR, DURANGO, CO 81301-7246 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001169548 |
|---|---|
| Date | Mar 27, 2020 |
| Instrument | 1169548 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Jun 24, 2021 |
| Property Address | 232 CEDAR DR, DURANGO, CO 81301-7246 |
| Document Number | 0001194839 |
| Map Reference | DOC 444490 |
| Instrument Date | Jun 24, 2021 |
| Instrument | 1194839 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | NOT AVAILABLE, T TITLE DURANGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $52.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 232 CEDAR DR, DURANGO, CO 81301-7246 |
| Document Number | 0001194840 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | 1194840 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Unified School District | Durango School District 9-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $36,790 (-2.08%) Land $8,820 Building $27,970 | $601,110 (-) Land $144,110 Building $457,000 | |
| 2025 | $2,061.00 (+88.05%) | $37,570 (+43.89%) Land $9,010 Building $28,560 | $601,110 (+54.23%) Land $144,110 Building $457,000 |
| 2023 | $1,096.00 (+4.88%) | $26,110 (+6.01%) Land $6,850 Building $19,260 | $389,740 (+9.97%) Land $102,230 Building $287,510 |
| 2022 | $1,045.00 | $24,630 Land $7,630 Building $17,000 | $354,400 Land $109,800 Building $244,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 88% of Colorado |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DURANGO WEST MD NO 1 serves 750 people · EPA ID CO0134180 |
|---|---|
| Water Source | Purchased surface water from LAKE DURANGO WA |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Visionary Broadband Fixed Wireless | 100 / 20 |
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