St. Charles County property record for 248 Brook Ln, O Fallon, MO 63368 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1979 |
| Square Footage | 2,256 sqft Living Area |
| Lot Size | 3.01 acres |
| Garage | Attached, 552 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $4,219.00 (2025) |
| Primary APN | 426810A009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,256 sqft Living Area |
| Gross Area | 3,848 sqft Gross Area |
| 1st Floor | 1,216 sqft 1st Floor |
| Basement Area | 1,040 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Bi-Level Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 131,116 sqft |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 552 sqft Garage |
| Patio Area | 64 sqft Patio |
|---|---|
| Porch | Open Porch |
| Porch Area | 204 sqft Porch |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Account Number | 426810A009 |
|---|---|
| Street Address | 248 BROOK LN |
| City | O FALLON |
| State | MO |
| Zip | 63368-8381 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OAK VIEW EST #1 LOT 13 |
| Legal Subdivision | OAK VIEW EST #1 |
| Legal Lot Number | 13 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | WELDON SPRING |
| Census Blockgroup | 4 |
| Census Block | 4003 |
| Census Tract | 311151 |
Source: St. Charles County records · APN 426810A009
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 248 BROOK LN, O FALLON, MO 63368-8381 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed of Trust, Mortgage · Line of Credit ADVANTAGE CREDIT UNION |
| Nov 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 24, 2026 |
| Property Address | 248 BROOK LN, O FALLON, MO 63368-8381 |
| Document Number | 0000018920 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 202618920 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 248 BROOK LN, O FALLON, MO 63368-8381 |
| Document Number | 0000018920, |
|---|---|
| Date | Apr 24, 2026 |
| Instrument | 202618920 |
| Name | ADVANTAGE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Mar 30, 2051 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 248 BROOK LN, O FALLON, MO 63368-8381 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2022 |
| Title Company | CTC |
| Name | Verified Name |
|---|---|
| Address | 248 BROOK LN, O FALLON, MO 63368-8381 |
| Document Number | 0000088947 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 2020R-088947 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2035 |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $69,852 (-) | $367,641 (-) Land $100,000 Building $267,641 | |
| 2025 | $4,219.00 | $69,852 (+12.37%) | $367,641 (+12.36%) Land $100,000 Building $267,641 |
| 2023 | $62,165 | ||
| 2022 | $327,185 Land $80,000 Building $247,185 |
248 Brook Ln is in FEMA Zone AE, inside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · St. Charles County (29183C), updated August 25, 2024
| FEMA Flood Zone | Zone AE 1% annual chance, base flood elevation determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 7th percentile of exposed land nationally · 10th in Missouri |
|---|---|
| Wildfire Likelihood | Low — about 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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