St. Charles County property record for 225 Brook Ln, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,842 sqft · built 1983 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,702 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 426810A011 |
| Primary APN | 426810A011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,842 sqft Living Area |
| 1st Floor Area | 1,842 sqft |
| Basement Area | 1,830 sqft |
| Finished Basement | 858 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Lot Area | 130,680 sqft (3 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 216 sqft |
| Patio Area | 388 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 426810A011 |
|---|---|
| Old Parcel Number | 426810A011 |
| Street Address | 225 BROOK LN |
| City | O FALLON |
| State | MO |
| Zip | 63368-8401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | OAK VIEW EST #1 LOT 22 |
| Legal Range | 03E |
| Legal Township | 46N |
| Legal Subdivision | OAK VIEW EST #1 |
| Legal Lot Number | 22 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 311151 |
Source: St. Charles County assessment roll, APN 426810A011, as of July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 225 BROOK LN, O FALLON, MO 63368-8401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2023 | Intrafamily Transfer, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| May 21, 2020 | Deed of Trust, Mortgage MR COOPER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 20, 2003 |
| Deed Sale | Nov 20, 2003 |
| Prior Sale | Nov 20, 2003 · Amount on Record |
| Deed Document Number | 0037202312 |
| Last Transfer Date | Jun 21, 2023 |
| Transfer Doc | 0000024151 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 21, 2023 |
| Property Address | 225 BROOK LN, O FALLON, MO 63368-8401 |
| Document Number | 0000024151 |
| Map Reference | MB 20 PG 96 |
| Instrument Date | Jun 15, 2023 |
| Instrument | 2023R-024151 |
| Transaction Type | Transfer |
| Record Updated | Jul 04, 2023 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 225 BROOK LN, O FALLON, MO 63368-8401 |
| Document Number | 0000024152 |
|---|---|
| Date | Jun 21, 2023 |
| Instrument | 2023R-024152 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 225 BROOK LN, O FALLON, MO 63368-8401 |
| Document Number | 0073061556 |
| Instrument Date | May 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 225 BROOK LN O FALLON MO 633688401, O FALLON, MO 63368-8401 |
| Document Number | 0073061556 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 007306/001556 |
| Instrument | 352220 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 28, 2050 |
Source: St. Charles County assessment roll as of July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,702.00 (+17.49%) | $77,838 (+11.51%) | $409,673 (+11.51%) Land $100,000 Building $309,673 |
| 2023 | $69,803 (+13.48%) | ||
| 2022 | $4,002.00 | $61,510 | $367,383 (+13.48%) Land $80,000 Building $287,383 |
| 2021 | $323,737 Land $80,000 Building $243,737 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), as of August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 323 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Gateway Fiber Holdings, WH i3B Bidco LLC/WH i3B Topco, Wisper ISP.
Source: EPA Safe Drinking Water Information System, water system MO6024530, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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