248 Bratcher Ln, Benton, KY 42025 Property Records

Marshall County property record for 248 Bratcher Ln, Benton, KY 42025

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,112 sqft · built 1993
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Company Names on Record
Last Sale	$340,000 (Oct 2019)
Tax Bill	$3,944 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`78-0B-00-056`

Property Details

APN / Parcel Number

Primary APN	`78-0B-00-056`
Alternative APNs	`1034220` `1115090`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,112 sqft Living Area
Basement Area	556 sqft
Unfinished Basement	556 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	42,689 sqft (0.98 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1115090
Street Address	248 BRATCHER LN
City	BENTON
State	KY
Zip	42025-6317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	JONATHAN CREEK SUBDIVISION
Jurisdiction	MARSHALL KY
Township / Civil Division	FAIRDEALING
Census Block Group	1
Census Block	1005
Census Tract	950603

Owner

Source: Marshall County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	248 BRATCHER LN, BENTON, KY 42025-6317
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTH CENTRAL BANK
Oct 10, 2019	Deed, Transfer · Line of Credit SOUTHERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2019 · Amount on Record
Deed Sale	Oct 10, 2019 · Amount on Record
Deed Document Number	20191026037
Deed Book / Page	471 / 672
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL KY
Property Address	248 BRATCHER LN, BENTON, KY 42025-6317
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COLLIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG941/692
Date	Jul 28, 2020
Book Page	MTG 941/692
Instrument	1031328

Lender

Name	SOUTH CENTRAL BANK
Type	Bank
Address	GLASGOW, KY 42141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2040

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MARSHALL KY
Recording Date	Oct 10, 2019
Property Address	248 BRATCHER LN, BENTON, KY 42025-6317
Document Number	DEED471/672
Book / Page	DEED 471 / 672
Map Reference	MB 86 PG 95&97
Instrument Date	Oct 4, 2019
Instrument	1026037
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	248 BRATCHER LN, 248, BENTON, KY 42025-6317

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	242 BLAND ST, BENTON, MO 63736-9247

Mortgage

Document Number	1026057
Date	Oct 10, 2019
Instrument	1026057

Lender

Name	SOUTHERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Marshall County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,944.00 (+11.98%)	$400,000 (+17.65%) Land $150,000 Building $250,000	$400,000 (+17.65%) Land $150,000 Building $250,000
2023	$3,522.00	$340,000 Land $150,000 Building $190,000
2022			$340,000 Land $150,000 Building $190,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JONATHAN CREEK WATER DISTRICT serves 7,182 people · EPA ID KY0790216
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Kentucky Rural Telephone Cooperative Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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