St. Johns County property record for 248 Bella Dr, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,692 sqft · built 2017 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $446,000 (Jan 2024) |
| Tax Bill | $3,227 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Nov 2023 Second Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181884-0580 |
| Primary APN | 181884-0580 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,692 sqft Living Area |
| Gross Area | 2,298 sqft |
| 1st Floor Area | 1,692 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Attached |
| Garage Area | 426 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 180 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 248 BELLA DR |
|---|---|
| City | ST AUGUSTINE |
| State | FL |
| Zip | 32086-0139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 85/61-69 VILLAGES OF VALENCIA PHASE 3 LOT 58 OR5883/475 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 17 |
| Legal Subdivision | VILLAGES OF VALENCIA PHASE 3 |
| Legal Phase | 3 |
| Legal Block | 1 |
| Legal Lot Number | 58 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 21210 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 248 BELLA DR, SAINT AUGUSTINE, FL 32086-0139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Mar 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PUBLIX EMPLOYEES FCU |
| Nov 27, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Jan 8, 2024 | Warranty Deed, Transfer · Conventional Mortgage STG MORTGAGE INC |
| Jan 8, 2024 | Warranty Deed, Transfer · Conventional Mortgage STG MORTGAGE INC |
| Sep 26, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Dec 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Dec 29, 2017 | Warranty Deed, Subdivision Related Transfer · VA Mortgage FIDELITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2024 · Amount on Record |
| Deed Sale | Jan 8, 2024 · Amount on Record |
| Prior Sale | Dec 29, 2017 · Amount on Record |
| Deed Document Number | 20241855 |
| Deed Book / Page | 5883 / 475 |
| Prior Transfer Date | Jul 28, 2023 |
| Prior Transfer Doc | 0058301788 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 248 BELLA DR, SAINT AUGUSTINE, FL 32086-0139 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Name | Verified Name |
|---|---|
| Address | 248 BELLA DR, ST AUGUSTINE, FL 32086-0139 |
| Document Number | 0063320597 |
|---|---|
| Date | Mar 27, 2026 |
| Book Page | 6332/597 |
| Instrument | 2026026195 |
| Name | PUBLIX EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 248 BELLA DR, SAINT AUGUSTINE, FL 32086-0139 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 248 BELLA DR, SAINT AUGUSTINE, FL 32086-0139 |
| Document Number | 0058611710 |
|---|---|
| Date | Nov 27, 2023 |
| Book Page | 5861/1710 |
| Instrument | 2023092083 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 8, 2024 |
| Property Address | 248 BELLA DR, SAINT AUGUSTINE, FL 32086-0139 |
| Document Number | 0058830475 |
| Book / Page | 5883 / 475 |
| Map Reference | MB 85 PG 61-69 |
| Instrument Date | Jan 8, 2024 |
| Instrument | 2024001855 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2024 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,122.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 32 SILVER FERN DR, ST AUGUSTINE, FL 32086-9060 |
| Name | Verified Name |
|---|---|
| Address | 248 BELLA DR, SAINT AUGUSTINE, FL 32086-0139 |
| Document Number | 0005883477 |
|---|---|
| Date | Jan 8, 2024 |
| Instrument | 5883/477 |
| Name | STG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 8, 2024 |
| Property Address | 248 BELLA DR, SAINT AUGUSTINE, FL 32086-0139 |
| Document Number | 0058830475 |
| Book / Page | 5883 / 475 |
| Map Reference | MB 85 PG 61-69 |
| Instrument Date | Jan 8, 2024 |
| Instrument | 2024001855 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,122.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 32 SILVER FERN DR, ST AUGUSTINE, FL 32086-9060 |
| Name | Verified Name |
|---|---|
| Address | 248 BELLA DR, ST AUGUSTINE, FL 32086-0139 |
| Document Number | 0005883477 |
|---|---|
| Date | Jan 8, 2024 |
| Instrument | 5883/477 |
| Name | STG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 26, 2023 |
| Property Address | 248 BELLA DR, SAINT AUGUSTINE, FL 32086-0139 |
| Document Number | 0058301788 |
| Book / Page | 5830 / 1788 |
| Map Reference | MB 85 PG 61-69 |
| Instrument Date | Jul 28, 2023 |
| Instrument | 2023075797 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 248 BELLA DR, SAINT AUGUSTINE, FL 32086-0139 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 248 BELLA DR, SAINT AUGUSTINE, FL 32086-0139 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 248 BELLA DR, SAINT AUGUSTINE, FL 32086-0139 |
| Document Number | 0048681556 |
| Instrument Date | Dec 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 248 BELLA DR ST AUGUSTINE FL 320860139, ST AUGUSTINE, FL 32086-0139 |
| Document Number | 0048681556 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 004868/001556 |
| Instrument | 4610 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 20, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 29, 2017 |
| Property Address | 248 BELLA DR, SAINT AUGUSTINE, FL 32086-0139 |
| Document Number | 0044840047 |
| Book / Page | 4484 / 0047 |
| Map Reference | MB85 PG61-69 |
| Instrument Date | Dec 27, 2017 |
| Instrument | 2017088111 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | FIRST INTERNATIONAL TITLE IN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1629 RACE TRACK RD # RD102, 1629, SAINT JOHNS, FL 32259-6298 |
| Name | Verified Name |
|---|---|
| Address | 248 BELLA DR, SAINT AUGUSTINE, FL 32086-0139 |
| Document Number | 2017088112 |
|---|---|
| Date | Dec 29, 2017 |
| Instrument | 2017088112 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $260,444 (+2.7%) | $326,133 (-6.24%) Land $90,000 Building $236,133 | |
| 2025 | $3,227.00 (+68.95%) Homeowner's exemption | $253,597 (+47.79%) | $347,820 (+2.61%) Land $90,000 Building $257,820 |
| 2024 | $1,910.00 (+2.19%) Homeowner's exemption | $171,597 (+3%) | $338,969 (-0.38%) Land $90,000 Building $248,969 |
| 2023 | $1,869.00 (+3.66%) Homeowner's exemption | $166,599 (+3%) | $340,250 (+6.29%) Land $90,000 Building $250,250 |
| 2022 | $1,803.00 Homeowner's exemption | $161,747 | $320,129 Land $72,800 Building $247,329 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 102 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 102 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures