St. Johns County property record for 233 Bella Dr, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,464 sqft · built 2017 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $246,800 (Nov 2017) |
| Tax Bill | $1,888 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 181884-0990 |
| Primary APN | 181884-0990 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,464 sqft Living Area |
| Gross Area | 2,153 sqft |
| 1st Floor Area | 1,464 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Attached |
| Garage Area | 455 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 234 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 233 BELLA DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-0140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 85/61-69 VILLAGES OF VALENCIA PHASE 3 LOT 99 OR4468/1908 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 17 |
| Legal Subdivision | VILLAGES OF VALENCIA PHASE 3 |
| Legal Phase | 3 |
| Legal Block | 1 |
| Legal Lot Number | 99 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 21210 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 233 BELLA DR, SAINT AUGUSTINE, FL 32086-0140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 8, 2020 | Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK |
| Nov 25, 2020 | Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2017 · Amount on Record |
| Deed Sale | Nov 29, 2017 · Amount on Record |
| Deed Document Number | 201780670 |
| Deed Book / Page | 4468 / 1908 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 233 BELLA DR, SAINT AUGUSTINE, FL 32086-0140 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0048621493 |
|---|---|
| Date | Jan 8, 2020 |
| Book Page | 4862/1493 |
| Instrument | 2020001536 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GLENDALE, AZ 85308 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 233 BELLA DR, SAINT AUGUSTINE, FL 32086-0140 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 233 BELLA DR, SAINT AUGUSTINE, FL 32086-0140 |
| Document Number | 0051080938 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 5108/938 |
| Instrument | 2020107332 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GLENDALE, AZ 85308 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $158,321 (+2.7%) | $310,697 (-5.61%) Land $90,000 Building $220,697 | |
| 2025 | $1,888.00 (+15.33%) Homeowner's exemption | $154,159 (+2.9%) | $329,151 (+2.57%) Land $90,000 Building $239,151 |
| 2024 | $1,637.00 (+2.31%) Homeowner's exemption | $149,814 (+3%) | $320,903 (-0.73%) Land $90,000 Building $230,903 |
| 2023 | $1,600.00 (+3.9%) Homeowner's exemption | $145,450 (+3%) | $323,259 (+6.77%) Land $90,000 Building $233,259 |
| 2022 | $1,540.00 Homeowner's exemption | $141,214 | $302,750 Land $72,800 Building $229,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 102 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 102 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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