248 Ambrose St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 248 Ambrose St, Springfield, MA 01109

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,085 sqft · built 1939
Lot Size0.172 acres (7,501 sqft)
Owner2 Individual Names on Record
Last Sale$236,000 (Oct 2022)
Tax Bill$4,320 (2026)
Deeds & MortgagesOct 2022 Sale & Mortgage
Jan 2022 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APNSPRI S:00390 P:0053

Property Details

APN / Parcel Number

Primary APNSPRI S:00390 P:0053
Alternative APN
  • 3900053

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,085 sqft Living Area
1st Floor Area540 sqft
Basement Area140 sqft
Unfinished Basement140 sqft

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area7,501 sqft (0.172 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number3900053
Street Address248 AMBROSE ST
CitySPRINGFIELD
StateMA
Zip01109-1850
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group4
Census Block4000
Census Tract801501

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address248 AMBROSE ST, SPRINGFIELD, MA 01109-1850
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2022Quit Claim Deed, Transfer · FHA Mortgage
CLICK N CLOSE INC
Jan 21, 2022Warranty Deed, Construction Loan · Construction Mortgage
STRAIGHTLINE FUNDING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 7, 2022 · Amount on Record
Deed SaleOct 7, 2022 · Amount on Record
Prior SaleJan 21, 2022 · Amount on Record
Deed Document Number202260336
Deed Book / Page24758 / 286
Record UpdatedOct 29, 2026

October 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPRINGFIELD MA
Recording DateOct 7, 2022
Property Address248 AMBROSE ST, SPRINGFIELD, MA 01109-1850
Document Number024758-286
Book / Page24758 / 286
Instrument DateOct 7, 2022
Instrument60336
Transaction TypeTransfer
Record UpdatedOct 21, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address248 AMBROSE ST, SPRINGFIELD, MA 01109-1850

Mortgage

Document Number0000060337
DateOct 7, 2022
Instrument60337
Lender
NameCLICK N CLOSE INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded

January 2022: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionSPRINGFIELD MA
Recording DateJan 21, 2022
Property Address248 AMBROSE ST, SPRINGFIELD, MA 01109-1850
Document Number024365-445
Book / Page24365 / 445
Instrument DateJan 20, 2022
Instrument4141
Transaction TypeConstruction Loan
Record UpdatedFeb 4, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 INTERVALE RD, DUDLEY, MA 01571-6913

Mortgage

Document Number0000004142
DateJan 21, 2022
Instrument4142
Lender
NameSTRAIGHTLINE FUNDING
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,320.00 (+1.62%)$279,400 (+3.06%) Land $45,000 Building $234,400$269,648 (-1.1%)
2025$4,251.00 (+3.53%)$271,100 (+12.58%) Land $40,800 Building $230,300$272,650 (+6.97%)
2024$254,885
2023$4,106.00$240,800 Land $30,900 Building $209,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20

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