243 Ambrose St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 243 Ambrose St, Springfield, MA 01109

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,690 sqft · built 1991
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Sep 2026)
Tax Bill	$4,521 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:00390 P:0080`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:00390 P:0080`
Alternative APN	`3900080`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,690 sqft Living Area
1st Floor Area	1,150 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	7,501 sqft (0.172 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3900080
Street Address	243 AMBROSE ST
City	SPRINGFIELD
State	MA
Zip	01109-1855
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	PINEHURST
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4001
Census Tract	801501

Owner

243 Ambrose St is owned and occupied by two individuals who bought it in September 2026.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	243 AMBROSE ST, SPRINGFIELD, MA 01109-1855
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Quit Claim Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Jul 12, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jun 29, 2020	Grant Deed, Transfer NOT AVAILABLE
Jun 29, 2020	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2026 · Amount on File
Deed Sale	Sep 4, 2026 · Amount on File
Prior Sale	Jun 29, 2020 · Amount on File
Deed Document Number	202643486
Deed Book / Page	26498 / 412
Prior Transfer Date	Sep 2, 2026
Prior Transfer Doc	0000043486
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Sep 4, 2026
Property Address	243 AMBROSE ST, SPRINGFIELD, MA 01109-1855
Document Number	0000043486
Book / Page	26498 / 412
Instrument Date	Sep 2, 2026
Instrument	202643486
Transaction Type	Transfer
Record Updated	Sep 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	243 AMBROSE ST, SPRINGFIELD, MA 01109-1855

Mortgage

Date	Sep 4, 2026

Lender

Name	CMG MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	243 AMBROSE ST, SPRINGFIELD, MA 01109-1855
Transaction Type	Mortgage
Record Updated	Jul 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025075-171
Date	Jul 12, 2023
Book Page	25075/171
Instrument	31813

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jun 29, 2020
Property Address	243 AMBROSE ST, SPRINGFIELD, MA 01109-1855
Document Number	23284-358
Book / Page	023284 / 000358
Instrument Date	Jun 26, 2020
Instrument	34161
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 GERARD WAY HOLYOKE MA 010401203, HOLYOKE, MA 01040-1203

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jun 29, 2020
Property Address	243 AMBROSE ST, SPRINGFIELD, MA 01109-1855
Document Number	23284-355
Book / Page	23284 / 355
Instrument Date	Jun 25, 2020
Instrument	34160
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 GERARD WAY, HOLYOKE, MA 01040-1203

Tax Assessment & Valuation

The 2026 property tax bill for 243 Ambrose St was $4,521, down 1.1% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,521.00 (-1.05%)	$292,400 (+0.34%) Land $45,000 Building $247,400	$321,796 (-4.8%)
2025	$4,569.00	$291,400 Land $40,800 Building $250,600	$338,010 (+15.93%)
2024			$291,555
2023	$3,877.00	$227,400 Land $30,900 Building $196,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 243 Ambrose St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 243 Ambrose St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: GoNetspeed.

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