248 23rd Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 248 23rd Ave N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1959
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on Record
Last Sale	$144,000 (Jun 2026)
Tax Bill	$584 (2026)
Deeds & Mortgages	Jun 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`82-50210-0000`

Property Details

APN / Parcel Number

Primary APN	`82-50210-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Metal
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Width	46 ft Width
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	248 23RD AVE N
City	SAINT CLOUD
State	MN
Zip	56303-4338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 025 BLK 002 RENGEL'S ADD SECTION 15 TOWNSHIP 124 RANGE 028 SECTION 15 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	15
Legal Subdivision	RENGELS ADD
Legal Block	2
Legal Lot Number	25
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3007
Census Tract	602

Owner

Source: Stearns County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	26901 E STATE HIGHWAY 55, PAYNESVILLE, MN 56362-9625
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2026 · Amount on Record
Deed Sale	Jun 24, 2026 · Amount on Record
Deed Document Number	20261715753
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 24, 2026
Property Address	248 23RD AVE N, SAINT CLOUD, MN 56303-4338
Document Number	0001715753
Instrument Date	Jun 23, 2026
Instrument	20261715753
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47,995.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	26901 E STATE HIGHWAY 55, PAYNESVILLE, MN 56362-9625
Investor	Possibly a Property Investor

Mortgage

Document Number	0001715754,
Date	Jun 24, 2026
Instrument	20261715754

Lender

Name	PERENNIAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 23, 2027

Interest

Rate	6.36%
Max Rate	-1%

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$584.00 (+247.62%)
2025		$188,900 (+4.31%) Land $25,000 Building $163,900	$188,900 (+4.31%) Land $25,000 Building $163,900
2023	$168.00	$181,100 Land $25,000 Building $156,100	$181,100 Land $25,000 Building $156,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 647 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink.

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