Stearns County property record for 237 23rd Ave N, Saint Cloud, MN 56303 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1954 |
| Square Footage | 1,032 sqft Living Area |
| Lot Size | 5,663 sqft (0.13 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $192,000 (2026) |
| Tax Bill | $2,296.00 (2026) |
Source: Stearns County records · APN 82-47015-0000
Assessment roll updated November 6, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 237 23RD AVE N, SAINT CLOUD, MN 56303-4339 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 09, 2026 · Amount on Record |
| Deed Sale | Jun 09, 2026 · Amount on Record |
| Prior Sale | Dec 17, 2025 · Amount on Record |
| Deed Doc Number | 20261714688 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jun 09, 2026 |
| Property Address | 237 23RD AVE N, SAINT CLOUD, MN 56303-4339 |
| Document Number | 0001714688 |
| Instrument Date | May 29, 2026 |
| Instrument | 20261714688 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | UNITY TITLE, UNIQUE TITLE AND ESCROW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $63,993.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 237 23RD AVE N, SAINT CLOUD, MN 56303-4339 |
| Document Number | 0001714689, |
|---|---|
| Date | Jun 09, 2026 |
| Instrument | 20261714689 |
| Name | U S BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0001714690, |
|---|---|
| Date | Jun 09, 2026 |
| Instrument | 20261714690 |
| Name | U S BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Jun 01, 2036 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,296.00 (+24.92%) | ||
| 2025 | $171,900 (+14.3%) Land $25,000 Building $146,900 | $171,900 (+14.3%) Land $25,000 Building $146,900 | |
| 2023 | $1,838.00 | $150,400 Land $25,000 Building $125,400 | $150,400 Land $25,000 Building $125,400 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 82-47015-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,032 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Metal Exterior |
| Roof Material | Asphalt Roof |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Width | 46 ft Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 760 sqft Garage |
| Cooling System | None Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 237 23RD AVE N |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-4339 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 005 BLK 001 FOREST'S ADD SECTION 15 TOWNSHIP 124 RANGE 028 SECTION 15 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 15 |
| Legal Subdivision | FORESTS ADD |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | STEARNS MN |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3008 |
| Census Tract | 602 |
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