24791 Cutter, Laguna Niguel, CA 92677 Property Records

Orange County property record for 24791 Cutter, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,523 sqft · built 1989
Lot Size	0.132 acres (5,750 sqft)
Owner	Company Name on Record
Last Sale	$800,000 (Aug 2018)
Tax Bill	$8,949 (2025)
Deeds & Mortgages	Mar 2023 Transfer Aug 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`653-371-13`

Property Details

APN / Parcel Number

Primary APN	`653-371-13`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,523 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	5,750 sqft (0.132 acres)
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	24791 CUTTER
City	LAGUNA NIGUEL
State	CA
Zip	92677-8835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13071 BLK LOT 14
Legal Subdivision	TRACT NO 13071
Legal Tract	13071
Legal Lot Number	14
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1005
Census Tract	42330

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	24791 CUTTER, LAGUNA NIGUEL, CA 92677-8835
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Intrafamily Transfer, Transfer
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage MASTERMAN ROCHE INC
Nov 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage MASTERMAN ROCHE INC
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage MASTERMAN ROCHE INC
Aug 24, 2018	Grant Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Jan 17, 2018	Grant Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2018 · Amount on Record
Deed Sale	Aug 24, 2018 · Amount on Record
Prior Sale	Jan 17, 2018 · Amount on Record
Deed Document Number	2018311635
Last Transfer Date	Mar 22, 2023
Transfer Doc	0000071323
Record Updated	Sep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Mar 29, 2023
Property Address	24791 CUTTER, LAGUNA NIGUEL, CA 92677-8835
Document Number	0000071323
Map Reference	MB 591 PG 4-6
Instrument Date	Mar 22, 2023
Instrument	2023000071323
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	24791 CUTTER, LAGUNA NIGUEL, CA 92677-8835

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	24791 CUTTER, LAGUNA NIGUEL, CA 92677-8835
Transaction Type	Mortgage
Record Updated	Sep 3, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24791 CUTTER, LAGUNA BEACH, CA 92677-8835

Mortgage

Document Number	0000532838
Date	Aug 25, 2021
Instrument	2021000532838

Lender

Name	MASTERMAN ROCHE INC
Type	Non-Lending Institution
Address	91036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	24791 CUTTER, LAGUNA NIGUEL, CA 92677-8835
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000441338
Date	Nov 6, 2019
Instrument	2019000441338

Lender

Name	MASTERMAN ROCHE INC
Type	Non-Lending Institution
Address	SOUTH PASADENA, CA 91030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	24791 CUTTER, LAGUNA NIGUEL, CA 92677-8835
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMER TTL CO GLENDALE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000417334
Date	Aug 18, 2020
Instrument	2020000417334

Lender

Name	MASTERMAN ROCHE INC
Type	Non-Lending Institution
Address	SOUTH PASADENA, CA 91030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 24, 2018
Property Address	24791 CUTTER, LAGUNA NIGUEL, CA 92677-8835
Document Number	0000311635
Map Reference	MB591 PG4-6
Instrument Date	Aug 6, 2018
Instrument	2018000311635
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	24791 CUTTER, LAGUNA NIGUEL, CA 92677-8835

Mortgage

Document Number	0000311636
Date	Aug 24, 2018
Instrument	2018000311636

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 17, 2018
Property Address	24791 CUTTER, LAGUNA NIGUEL, CA 92677-8835
Document Number	0000016111
Instrument Date	Jan 2, 2018
Instrument	16111
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$786.50
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24791 CUTTER LAGUNA NIGUEL CA 926778835, LAGUNA NIGUEL, CA 92677-8835

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$910,261 (+2%) Land $732,253 Building $178,008
2025	$8,949.00 (+3.76%) Homeowner's exemption	$892,413 (+4.04%) Land $717,895 Building $174,518
2023	$8,625.00 (+1.27%)	$857,760 Land $690,017 Building $167,743
2022	$8,517.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1978–1993)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 802 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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