2478 Paso Robles St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 2478 Paso Robles St, Oceano, CA 93445

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,776 sqft · built 1935
Lot Size0.177 acres (7,688 sqft)
OwnerCompany Name on File
Last Sale$635,000 (Jan 2021)
Tax Bill$8,001 (2025)
Deeds & MortgagesFeb 2021 Transfer
Jan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN062-102-025

Property Details

APN / Parcel Number

Primary APN062-102-025

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,776 sqft Living Area
1st Floor Area1,776 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Architectural StyleMulti-Family
Construction TypeWood
Lot Area7,688 sqft (0.177 acres)
Parking Spaces1 Parking Space
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address2478 PASO ROBLES ST
CityOCEANO
StateCA
Zip93445-9117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTN OCEANO BL 19 PTN LTS 4,3 7 PTN 2
Legal SubdivisionOCEANO MAP 02
Legal Block19
Legal Lot Number4,3
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2013
Census Tract12202

Owner

2478 Paso Robles St is owned by a company that acquired it in February 2021.

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address2316 W PINEDALE AVE, FRESNO, CA 93711-0425
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2021Intrafamily Transfer, Transfer
Jan 22, 2021Grant Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 22, 2021 · Amount on File
Deed SaleJan 22, 2021 · Amount on File
Prior SaleAug 31, 2001 · Amount on File
Deed Document Number20215146
Last Transfer DateFeb 11, 2021
Transfer Doc0000011971
Record UpdatedOct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateFeb 16, 2021
Property Address2478 PASO ROBLES ST, OCEANO, CA 93445
Document Number0000011971
Map ReferenceMB A PG 48
Instrument DateFeb 11, 2021
Instrument2021011971
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2480 PASO ROBLES ST, OCEANO, CA 93445-9117

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJan 22, 2021
Property Address2478 PASO ROBLES ST, OCEANO, CA 93445
Document Number0000005146
Map ReferenceMB A PG 48
Instrument DateDec 31, 2020
Instrument2021005146
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2480 PASO ROBLES ST, OCEANO, CA 93445-9117

Mortgage

Document Number0000005147
DateJan 22, 2021
Instrument2021005147
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2478 Paso Robles St was $8,001.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$701,088 (+2%) Land $358,824 Building $342,264
2025$8,001.00$687,342 Land $351,789 Building $335,553
2023$7,642.00 (+1.42%)$660,654 Land $338,130 Building $322,524
2022$7,535.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2478 Paso Robles St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2478 Paso Robles St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people · EPA ID CA4010005
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

Nearby Properties on Paso Robles St

Nearby Streets

Search Property Records by Address or Parcel Number